Episode Description In episode 36 we discuss how social distancing is being handled in different countries and how much tougher the school system is.  We also talk about cards we have been downgrading to avoid the large annual fees and banks giving minimum spending requirements. Lastly we discuss companies that are getting it right and others that messed the bed during the pandemic. Episode Notes 5:00 - Social distancing in Hong Kong 10:08 - Credit card downgrades and cancellations 14:17 - Minimum spend requirement time extensions 17:02 - Companies getting it right 24:19 - Would you rather? Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License