Episode Description On this episode of the podcast Shawn and Joe discuss their naughty and nice lists for the miles & points space. They also debate the simplicity of 2% cashback, go over the Freedom Q1 bonus categories and discuss Bilt’s 16th transfer partner. Episode Notes 0:00 - Holiday talk and housekeeping/updates 10:11 - Hoarding 2% cashback cards 16:18 - New Bilt partner 21:35 - Q1 Chase Freedom categories 22:57 - Don’t sleep on Choice Hotels 25:20 - 2023 Naughty and Nice lists Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Sticher, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know! Music: Rewind by Jay Someday | https://soundcloud.com/jaysomeday Music promoted by https://www.free-stock-music.com Creative Commons Attribution 3.0 Unported License