Episode 39: It’s Looking Like a Good Harvest: Should you use Tax Loss Harvesting in Your Portfolio?

Episode 34: Even In Volatile Markets, Find Out Why The 4% Rule Distribution May Be Too Low: The previous 3 episodes discussed why the 4% rule may be too high. Now, Wade and Alex review why the opposite may be true. We break down four reasons to consider the possibility that you are underspending by applying the 4% rule to your retirement income... by Retire With Style

53 min listen

Episode 37: Retirement Distribution Strategies: How is it REALLY done in a professional setting?: In this episode Alex and Wade speak to Brian Bass, a financial advisor from McLean Asset Management, to discuss the practical applications of the sustainable withdrawal strategies that are frequently discussed in the investment press. Are they realistic?... by Retire With Style

52 min listen

Episode 59: Investing in Context with Weston Wellington: On this week's episode, Wade, Alex, and Bob are joined by Weston Wellington, Vice President of Investment Strategy at Dimensional Fund Advisors, to discuss how to think about the big picture of investing. When we talk about investing it's very easy t... by Retire With Style

62 min listen

Episode 47: The Technology That Takes Care of Advisors So They Can Take Care Of You: In this episode, Wade and Alex welcome Ryan Beach. Ryan is President of Orion Wealth Management and helps lead their overall efforts. Orion is the leading wealth management software for advisors. They discuss how consumers who engage with an advisor ... by Retire With Style

57 min listen

Episode 53: How do the Financial Markets Work?: This week Wade, Alex, and Bob bring it back to basics and look at what - and why - the financial markets are. Understanding what's happening in the markets at a fundamental level is key to using them effectively in your retirement income plan. Plus, ... by Retire With Style

58 min listen

Episode 41: Can Your Retirement Experience Count On Stocks For The Long Term?: In this special episode, Wade and Alex introduce and welcome Michael Finke, Ph.D. to our RISA® Professional Advisory Board. We also speak with him on his recent article, Forget What You Know about Stock Returns (https://www.advisorperspectives.com/... by Retire With Style

47 min listen

Episode 33: More Reasons Why The 4% Rule May Still Be Too High: This episode concludes our three-part discussion on why the 4% sustainable withdrawal rate may be too ambitious as a retirement income planning assumption. In this episode, Wade and Alex get into how taxes, your investment account types, the need for a m... by Retire With Style

47 min listen

Episode 43: Do contractual lifetime income solutions fit within a fiduciary advisory framework? by Retire With Style

50 min listen

Episode 35: Beyond the 4% Rule - Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You: In this episode, Wade and Alex go beyond constant spending strategies and discuss the key assumptions on integrating a more dynamic withdrawal strategy to your retirement plan. To learn more, click here to join our Retirement Researcher mailing list. ... by Retire With Style

42 min listen

Episode 36: Beyond the 4% Rule: Part 2 - Varied and Various Variable Distribution Strategies: In this episode, Wade and Alex get into the specifics of how Variable Distribution Strategies work - including some of the different rules and techniques that you can use with your retirement income plan. To learn more, click here to join our Retiremen... by Retire With Style

53 min listen

Recap: The RISA® and Risk Tolerance Questionnaires: Different Tools for Different Functions: For this holiday week, Wade and Alex will recap Episode 9 of Retire With Style. The research discussed in this episode has now been published by The Alliance for Lifetime Income. Find links to this article in the show notes below. Wade and Alex exa... by Retire With Style

48 min listen

Episode 50: Navigating the Retirement Income Dashboard: On this week's episode, Alex and Wade walk through the Retirement Income Dashboard, which is something Wade created for Retirement Researcher in 2015. It provides benchmarks and a starting point for retirement income options as based on the current m... by Retire With Style

54 min listen

Episode 44: Where to Find Practical Resources on Retirement Income Strategies: In this episode, Wade and Alex invite Jason Fichtner to discuss how the Alliance for Lifetime Income contains a wealth of resources for both consumers and financial professionals on retirement income strategies. Jason, leads many of the research effo... by Retire With Style

51 min listen

Episode 45: Should contractual retirement income options live inside of 401k Plans?: In this episode, Alex and Wade bring in Bonnie Treichel, Chief Solutions Officer for Endeavor Retirement and key member of the Retirement Income Consortium, to discuss whether annuities can play an effective role in helping millions of Americans reti... by Retire With Style

49 min listen

Episode 42: Tax Planning for Early Retirees and the Affordable Care Act: Most Americans become eligible for Medicare at age 65. For early retirees, the subsidies provided for Affordable Care Act health insurance plans can make this an attractive source for health insurance coverage. But the way these subsidies are determ... by Retire With Style

28 min listen

Episode 39: It’s Looking Like a Good Harvest: Should you use Tax Loss Harvesting in Your Portfolio?: Tax Loss Harvesting is one of those "advanced" portfolio management techniques that you hear about. And with the recent market performance, we've been hearing about it a lot lately. So, we decided to bring Bob French, from Retirement Researcher, back to ... by Retire With Style

51 min listen

Episode 49: 2023 Markets in Review: In this episode, we talk with special guest, Bob French, about what happened in the financial markets in 2022 - and some of the things that you should be thinking about going forward. Among other things, we also discuss what inflation may look like i... by Retire With Style

61 min listen

Episode 51: Should You Claim Your Social Security Benefits Early?: Social Security forms the foundation of most American's retirements. And deciding when to claim those benefits is hugely important. This week, Wade is joined by friend of the show, Bob French from Retirement Researcher, to talk about Wade's new paper... by Retire With Style

38 min listen

Episode 54: Why Do You Invest?: In this episode, Bob French returns to discuss with Wade and Alex another fundamental question - why do we invest? What's the point of putting our savings at risk? Just like for companies, the financial markets are tools that we can use to prepare fo... by Retire With Style

50 min listen

Episode 55: Technical Analysis is Technically Wrong: On this episode, Wade, Alex, and Bob talk about one of the major approaches to active management – Technical Analysis. Technical Analysis appeals to a lot of people (especially in the financial media – there’s a lot of really interesting charts), but... by Retire With Style

53 min listen

Episode 38: Party Affiliations and Stock Market Returns - Who has your vote?: Wade and Alex welcome back Bob French as they break down historical party affiliations and subsequent stock market returns across Presidential, Senate, and Congressional Elections. Do general party themes contribute to positive returns? Are they consiste... by Retire With Style

56 min listen

Episode 40: The ABCs of the Medicare Open Enrollment Period: Wade and Alex discuss the foundational decisions that you need to consider as you are in the thick of the Medicare Open Enrollment Period. Is it worth reviewing this decision on a yearly basis? Is there a better choice if you plan on living in multip... by Retire With Style

54 min listen

Episode 61: How SHOULD You Think About Your Investment Portfolio?: Now that Wade, Alex, and Bob have talked (extensively) about how not to invest, we want to be a little more upbeat. On this week's episode, we want to take a closer look at some of the things that do work - and what that tells you about how to constr... by Retire With Style

39 min listen

Episode 48: How contractual income solutions fit in a fee-only world?: In this episode, we talk to David Lau, a RISA® Advisory Board member. David is the Founder and CEO of DPL Financial Partners. DPL helps advisors and their clients find contractual income solutions on a fee-only basis. Join us as we discuss with David... by Retire With Style

51 min listen

Episode 58: The Pros May Need More Time in the Minors: In this episode, Wade, Alex, and Bob take a look at the ultimate test of whether someone can beat the market - Can professional money managers actually beat the market? That's their job, so they should be doing something, right? Well, apparently not.... by Retire With Style

63 min listen

Episode 56: Fundamental Analysis is Fundamentally Flawed: On this episode, Wade, Alex, and Bob discuss the other major approach to active management – Fundamental Analysis. Unlike Technical Analysis, there actually is some value in Fundamental Analysis. It’s just that the people doing the Fundamental Analys... by Retire With Style

61 min listen

Episode 69: RISA® in Action: How do our advisors use the RISA® to navigate personalized retirement income plans.: We kick off our “RISA® in Action” arc with our very own advisors, Jason Rizkallah, CFP®, RICP® and Stephen Pomanti, MS, MSFS, CFP®, ChFC®, CLU®. Coming fresh off our Retirement Income Challenge for Consumers where our participants completed over 300 ... by Retire With Style

52 min listen

Episode 57: Market Timing Still Doesn’t Work: This week Wade, Alex, and Bob talk about the third way of active management – Market Timing. Grabbing elements of both Technical and Fundamental Analysis, Market Timing is often the mushy middle of active management. We’ll talk about just what this m... by Retire With Style

56 min listen

Episode 75: RISA® in Action: Using the RISA® as a retirement income planning teaching tool for individuals.: Wade and Alex speak with Charles Pettit who runs a series of financial education courses for the public called Financial Foundations Course. While open to all, Charles developed this course to help the underserved individuals in the military and thei... by Retire With Style

32 min listen

Episode 64: Social Security’s Future: Hint: It’s Not Going Away: A popular thought in the Zeitgeist is that it is important to claim Social Security as soon as possible because the whole system is on track to insolvency. Alex and Wade explore this issue with guest Brian Bass, MSFS, CFP®, RICP®, AEP®, CLU®, the Ma... by Retire With Style

63 min listen

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Episode 39: It’s Looking Like a Good Harvest: Should you use Tax Loss Harvesting in Your Portfolio?

Episode 39: It’s Looking Like a Good Harvest: Should you use Tax Loss Harvesting in Your Portfolio?

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