Episode 35: Beyond the 4% Rule - Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You

Episode 36: Beyond the 4% Rule: Part 2 - Varied and Various Variable Distribution Strategies: In this episode, Wade and Alex get into the specifics of how Variable Distribution Strategies work - including some of the different rules and techniques that you can use with your retirement income plan. To learn more, click here to join our Retiremen... by Retire With Style

53 min listen

Recap: The RISA® and Risk Tolerance Questionnaires: Different Tools for Different Functions: For this holiday week, Wade and Alex will recap Episode 9 of Retire With Style. The research discussed in this episode has now been published by The Alliance for Lifetime Income. Find links to this article in the show notes below. Wade and Alex exa... by Retire With Style

48 min listen

Episode 72: Variable Annuities. When they are useful as a retirement income planning option.: As in the previous episodes on annuities, Wade and Alex break down the components of variable annuities. They detail the most salient features common across their contract structures and help you determine what features are right (or wrong) for what ... by Retire With Style

46 min listen

Episode 101: Uncovering How Time Segmentation Actually Works: Critics of Time Segmentation and bucketing have questioned whether there is any there, there. A big part of this relates to how Time Segmentation methods decide when to re-fill the short-term spending buckets. In today's episode, Wade and Alex discus... by Retire With Style

45 min listen

Episode 42: Tax Planning for Early Retirees and the Affordable Care Act: Most Americans become eligible for Medicare at age 65. For early retirees, the subsidies provided for Affordable Care Act health insurance plans can make this an attractive source for health insurance coverage. But the way these subsidies are determ... by Retire With Style

28 min listen

Episode 50: Navigating the Retirement Income Dashboard: On this week's episode, Alex and Wade walk through the Retirement Income Dashboard, which is something Wade created for Retirement Researcher in 2015. It provides benchmarks and a starting point for retirement income options as based on the current m... by Retire With Style

54 min listen

Episode 70: Income Annuities: Your New Standard Pension Plans: In this week's episode, Wade and Alex break down the basic Single Premium Immediate Annuities (SPIA) and Deferred Immediate Annuities (DIA) and describe how these traditional annuities can function as a personal pension for your essential expenses in... by Retire With Style

49 min listen

Episode 68: Annuities as a viable source of protected income: In this episode, Wade and Alex break out the “A” word and discuss the many definitional concepts of annuities. We tackle some common misconceptions surrounding how they work (including some that many advisors don't realize exist). We further discuss ... by Retire With Style

40 min listen

Episode 62: The Six Steps for Effective Social Security Claiming: Households struggle with making right the Social Security claiming decisions. But the differences between good and bad decisions can add up to more than $100,000 in missed benefits over the lifetime of the household. To help everyone be on the right ... by Retire With Style

61 min listen

Alex Murguia and Wade Pfau - The Four Retirement Income Styles: This week on Standard Deviations with Dr. Daniel Crosby, Dr. Crosby is joined by Drs. Alex Murguia and Wade Pfau of RISA. Alex graduated from George Washington University with a doctorate in Clinical Psychology. During this time, he focused his research efforts on psychometrics and was a research fellow for the National Institutes of Health. He created a questionnaire to assess how your health beliefs affect how you utilize medical services. It was well-received and set him up for an academic career. Upon graduating, his research interests evolved to investments, and he sought a formal career in the financial industry. He joined McLean Asset Management and was able to publish a number of articles. He also founded a financial planning software company to better serve the industry and our underlying clients. He quickly became disillusioned by the lack of assessment tools used in our profession that can help individuals dete by Standard Deviations with Dr. Daniel Crosby

47 min listen

Episode 113: RWS Live (not really): Answering Your RISA and Asset Allocation Questions (Part 7): In this episode, Wade and Alex discuss various topics related to retirement planning and investment strategies. They address questions about reconciling portfolio structure when spouses have different orientations, allocating between growth and valu... by Retire With Style

53 min listen

Episode 97: Using Reliable Income to Manage Inflation: This week on Retire With Style, Wade and Alex are joined (yet again) by Bob French, of Retirement Researcher, to look at how you can use reliable income sources (even beyond your Social Security benefits) to deal with inflation. Using reliable income... by Retire With Style

46 min listen

Episode 105: Managing Taxes in Retirement using the Effective Marginal Tax Rate: Tax planning is the topic du jour for this week, as Wade and Alex discuss a recent article from Advisor Perspectives that Wade wrote with Joe Elsasser from Covisum. Wade describes the effective marginal tax rate approach for managing Roth conversions... by Retire With Style

51 min listen

Episode 76: Fixed Index Annuities: Do they present a best of “annuity” types for retirement income?: As in the previous episodes on annuities, Wade and Alex break down the components of Fixed Indexed annuities (FIAs). They detail the most salient features common across their contract structures and help you determine what features are right (or wron... by Retire With Style

54 min listen

Episode 40: The ABCs of the Medicare Open Enrollment Period: Wade and Alex discuss the foundational decisions that you need to consider as you are in the thick of the Medicare Open Enrollment Period. Is it worth reviewing this decision on a yearly basis? Is there a better choice if you plan on living in multip... by Retire With Style

54 min listen

Episode 119: Options for Funding Long-Term Care Expenses (Part 5): In this episode, Alex and Wade discuss options for funding long-term care expenses. They start by clarifying that Medicare is not a long-term care funding option, as it is for health-related issues. The four main funding options they cover are self-f... by Retire With Style

46 min listen

Is Your Asset Allocation All Wrong During Retirement??: A Conversation with Michael Kitces by Retirement Answer Man

29 min listen

Episode 114: RWS Live (not really): Answering Your Safe Withdrawal Rate & Annuity Questions (Part 8): In this episode, Alex and Wade answer questions on safe withdrawal rates, annuities, and retirement planning. They discuss the considerations for investing in a Qualified Longevity Annuity Contract (QLAC) and the difference between immediate and defe... by Retire With Style

39 min listen

PayerTalkCE™ Presents: Impact of An Aging US Population on Retinal Diseases by PayerTalkCE

31 min listen

139: The rise of the payvider: Host Rachel Woods invites health plan, workforce and value-based care experts Mallory Kirby, Eliza Dailey, and Katie Everts to explain payvider relationships, their purpose, is and how you can prepare your organization for a more integrated industry. by Radio Advisory

24 min listen

Episode 74: Fixed Index Annuities: Do they present a best of “annuity” types for retirement income?: As in the previous episodes on annuities, Wade and Alex break down the components of Fixed Indexed annuities (FIAs). They detail the most salient features common across their contract structures and help you determine what features are right (or wron... by Retire With Style

55 min listen

Episode 103: Using RISA® Framework to find the right retirement plan strategy between spouses: In today's episode, we discuss how married couples frequently do not have the same retirement income style and how the RISA® Framework is used to identify solutions so that both individuals can feel confident with a retirement plan that satisfies bot... by Retire With Style

54 min listen

Episode 44: Where to Find Practical Resources on Retirement Income Strategies: In this episode, Wade and Alex invite Jason Fichtner to discuss how the Alliance for Lifetime Income contains a wealth of resources for both consumers and financial professionals on retirement income strategies. Jason, leads many of the research effo... by Retire With Style

51 min listen

Episode 84: Understanding the Index Choices for Index Annuities: On today's episode, Wade and Alex are joined by Branislav Nikolic, who is a Managing Director and Head of Insurance at the Index Standard. In his role, he is responsible for evaluating different market index options used in structured annuities. He p... by Retire With Style

53 min listen

Episode 109: RWS Live (not really): Answering Your Questions (Part 3): Wade and Alex are back this week answering more of your questions! This week, we tackle retirement spending and withdrawal rates, the benefits of delaying Social Security and survivor benefits, the concept of replacement ratios for retirement income,... by Retire With Style

47 min listen

2618: 7 Steps to Financially Prepare for a New Baby by Amy Beardsley with Smart Money Mamas: Amy Beardsley offers vital guidance for new and expectant parents on managing finances in the face of a growing family by Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

10 min listen

2618: 7 Steps to Financially Prepare for a New Baby by Amy Beardsley with Smart Money Mamas: Amy Beardsley offers vital guidance for new and expectant parents on managing finances in the face of a growing family by Optimal Finance Daily

10 min listen

Episode 115: Intro to Long-Term Care Planning: In this episode, Wade and Alex introduce the long-awaited arc on long-term care planning. They discuss the importance of planning for long-term care and the impact it can have on retirement. They define what a long-term care need is and explain the a... by Retire With Style

40 min listen

2573: 6 Things You Should Never Scratch Off Your Budget by Courtney Luke of Arrest Your Debt on Savings and Health Insurance: Courtney Luke at ArrestYourDebt.com provides insightful guidance on maintaining a robust financial plan by Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

12 min listen

Episode 80: Protection as An Asset Class: In today's episode, Alex and Wade discuss Wade's recent research paper, "Protection as an Asset Class." After getting into a discussion of what an asset class means, they talk about two ways to think about a structured annuity as an additional asset ... by Retire With Style

57 min listen

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Episode 35: Beyond the 4% Rule - Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You

Episode 35: Beyond the 4% Rule - Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You

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