Episode 72: Variable Annuities. When they are useful as a retirement income planning option.

Episode 76: Fixed Index Annuities: Do they present a best of “annuity” types for retirement income?: As in the previous episodes on annuities, Wade and Alex break down the components of Fixed Indexed annuities (FIAs). They detail the most salient features common across their contract structures and help you determine what features are right (or wron... by Retire With Style

54 min listen

Episode 74: Fixed Index Annuities: Do they present a best of “annuity” types for retirement income?: As in the previous episodes on annuities, Wade and Alex break down the components of Fixed Indexed annuities (FIAs). They detail the most salient features common across their contract structures and help you determine what features are right (or wron... by Retire With Style

55 min listen

Episode 70: Income Annuities: Your New Standard Pension Plans: In this week's episode, Wade and Alex break down the basic Single Premium Immediate Annuities (SPIA) and Deferred Immediate Annuities (DIA) and describe how these traditional annuities can function as a personal pension for your essential expenses in... by Retire With Style

49 min listen

Episode 68: Annuities as a viable source of protected income: In this episode, Wade and Alex break out the “A” word and discuss the many definitional concepts of annuities. We tackle some common misconceptions surrounding how they work (including some that many advisors don't realize exist). We further discuss ... by Retire With Style

40 min listen

Episode 78: Can you mix retirement income with accumulation? Breaking down living benefits, RILAs, and annuities as an accumulation tools: In this episode, we discuss how you can obtain lifetime income from a fixed-index annuity without annuitizing your contract, and how they are also comparable to more income dedicated options. We also discuss one of the most popular and fastest growin... by Retire With Style

48 min listen

Episode 84: Understanding the Index Choices for Index Annuities: On today's episode, Wade and Alex are joined by Branislav Nikolic, who is a Managing Director and Head of Insurance at the Index Standard. In his role, he is responsible for evaluating different market index options used in structured annuities. He p... by Retire With Style

53 min listen

Episode 103: Using RISA® Framework to find the right retirement plan strategy between spouses: In today's episode, we discuss how married couples frequently do not have the same retirement income style and how the RISA® Framework is used to identify solutions so that both individuals can feel confident with a retirement plan that satisfies bot... by Retire With Style

54 min listen

Episode 41: Can Your Retirement Experience Count On Stocks For The Long Term?: In this special episode, Wade and Alex introduce and welcome Michael Finke, Ph.D. to our RISA® Professional Advisory Board. We also speak with him on his recent article, Forget What You Know about Stock Returns (https://www.advisorperspectives.com/... by Retire With Style

47 min listen

#176 - The Role of Asset Allocation in Retirement Planning: “Learn the rules like a pro so you can break them like an artist” (Pablo Picasso). When I was taking a math refresher course for my certification, I had to memorize and practice calculating investment specific formulas. I have never had to use... by Retirement Answer Man

37 min listen

Episode 89: RISA® in Action: Doing right by the client with Andrew Lippert: Alex and Wade discuss with Andrew Lippert from Simplified Wealth how the RISA® enables his ability to view a client’s situation agnostically and start the recommendation process with how the client wants to source retirement income. Andrew also discu... by Retire With Style

43 min listen

Episode 85: RISA® in Action with Doug Oosterhart, CFP®: For this week's RISA® in Action episode, Wade and Alex welcome Doug Oosterhart, CFP®, from LifePoint Planning. Doug was truly an early adopter of the RISA®, asking his clients to take the assessment through the link in Wade's book and then provide hi... by Retire With Style

52 min listen

Episode 44: Where to Find Practical Resources on Retirement Income Strategies: In this episode, Wade and Alex invite Jason Fichtner to discuss how the Alliance for Lifetime Income contains a wealth of resources for both consumers and financial professionals on retirement income strategies. Jason, leads many of the research effo... by Retire With Style

51 min listen

Episode 86: What to Look for in Annuity Illustrations and Contracts (Part 1): On this week's episode, Wade is hosting without Alex. But Brian Bass, MSFS, CFP®, RICP®, AEP®, CLU®, and Jason Rizkallah, CFP®, RICP®, of McLean Asset Management join Wade to get serious about what listeners need to know when looking at annuity illus... by Retire With Style

51 min listen

Recap: The RISA® and Risk Tolerance Questionnaires: Different Tools for Different Functions: For this holiday week, Wade and Alex will recap Episode 9 of Retire With Style. The research discussed in this episode has now been published by The Alliance for Lifetime Income. Find links to this article in the show notes below. Wade and Alex exa... by Retire With Style

48 min listen

Episode 50: Navigating the Retirement Income Dashboard: On this week's episode, Alex and Wade walk through the Retirement Income Dashboard, which is something Wade created for Retirement Researcher in 2015. It provides benchmarks and a starting point for retirement income options as based on the current m... by Retire With Style

54 min listen

Episode 105: Managing Taxes in Retirement using the Effective Marginal Tax Rate: Tax planning is the topic du jour for this week, as Wade and Alex discuss a recent article from Advisor Perspectives that Wade wrote with Joe Elsasser from Covisum. Wade describes the effective marginal tax rate approach for managing Roth conversions... by Retire With Style

51 min listen

Episode 47: The Technology That Takes Care of Advisors So They Can Take Care Of You: In this episode, Wade and Alex welcome Ryan Beach. Ryan is President of Orion Wealth Management and helps lead their overall efforts. Orion is the leading wealth management software for advisors. They discuss how consumers who engage with an advisor ... by Retire With Style

57 min listen

Episode 46: The Marketing of Financial Advice - How To Separate The Wheat From The Chaff: In this episode, Wade and Alex welcome Kelly Waltrich, a RISA® Advisory Board Member and one of the leading marketing figures in our industry. They discuss how the different marketing messages over the years have shifted; some for the better and othe... by Retire With Style

49 min listen

Episode 101: Uncovering How Time Segmentation Actually Works: Critics of Time Segmentation and bucketing have questioned whether there is any there, there. A big part of this relates to how Time Segmentation methods decide when to re-fill the short-term spending buckets. In today's episode, Wade and Alex discus... by Retire With Style

45 min listen

Episode 114: RWS Live (not really): Answering Your Safe Withdrawal Rate & Annuity Questions (Part 8): In this episode, Alex and Wade answer questions on safe withdrawal rates, annuities, and retirement planning. They discuss the considerations for investing in a Qualified Longevity Annuity Contract (QLAC) and the difference between immediate and defe... by Retire With Style

39 min listen

Episode 90: Defining the different types of Financial Professionals and the custody of your assets: In this episode, we begin our arc on becoming an informed consumer of Financial Advice. Alex brings in Ryan Walter, our actual Compliance Attorney for McLean Asset Management and Retirement Researcher, to discuss some of the most salient issues you w... by Retire With Style

54 min listen

Associative attention with Max Stricker by Let's talk branding

28 min listen

Episode 91: RISA® in Action: How advisors can supercharge their practice in our upcoming RISA® Masterclass for Advisors.: During this special LinkedIn Live episode, Alex and Wade are joined by Intention.ly’s Meghan Richter as they describe the upcoming 3-day Retirement Income Masterclass for Advisors. Don’t miss your chance to join us for a 3-part masterclass to see ho... by Retire With Style

25 min listen

Episode 35: Beyond the 4% Rule - Part 1: Different Portfolio Retirement Income Strategies That May Work Better For You: In this episode, Wade and Alex go beyond constant spending strategies and discuss the key assumptions on integrating a more dynamic withdrawal strategy to your retirement plan. To learn more, click here to join our Retirement Researcher mailing list. ... by Retire With Style

42 min listen

Episode 56: Fundamental Analysis is Fundamentally Flawed: On this episode, Wade, Alex, and Bob discuss the other major approach to active management – Fundamental Analysis. Unlike Technical Analysis, there actually is some value in Fundamental Analysis. It’s just that the people doing the Fundamental Analys... by Retire With Style

61 min listen

Episode 87: RISA® in Action: The Client Discovery Meeting with the 4:8 Group and more.: In today’s RISA® in Action entry, Wade and Alex speak with Bob Bove and David Meler from the 4:8 Group. Bob and David discuss their stewardship approach to wealth management and how the RISA® successfully helps them service clients with their values ... by Retire With Style

55 min listen

Are Interest Rate-Hedged ETFs a Good Investment Right Now?: Today we are continuing our month-long series of listener questions. On this episode, you’ll hear questions about Roth conversions, interest rate-hedged ETFs, pension payments, and the value of dividends as a source of income in retirement. If you... by Retirement Answer Man

26 min listen

Financial Economics and Annuities: Rational Planning for Retirement (EP.59): Welcome to another episode of the Rational Reminder Podcast! We have a fantastic guest joining us today to talk about annuities, or in more general terms, pensionization. Alexandra Macqueen is certified financial planner, who is also a financial... by The Rational Reminder Podcast

39 min listen

Episode 36: Beyond the 4% Rule: Part 2 - Varied and Various Variable Distribution Strategies: In this episode, Wade and Alex get into the specifics of how Variable Distribution Strategies work - including some of the different rules and techniques that you can use with your retirement income plan. To learn more, click here to join our Retiremen... by Retire With Style

53 min listen

Episode 97: Using Reliable Income to Manage Inflation: This week on Retire With Style, Wade and Alex are joined (yet again) by Bob French, of Retirement Researcher, to look at how you can use reliable income sources (even beyond your Social Security benefits) to deal with inflation. Using reliable income... by Retire With Style

46 min listen

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Episode 72: Variable Annuities. When they are useful as a retirement income planning option.

Episode 72: Variable Annuities. When they are useful as a retirement income planning option.

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