Forty-six million Americans are in debt due to student loans, with those debts totaling more than $1.8 trillion. That works out to the average borrower owing more than $35,000. How do you even start to pay something like that down? On this episode, we're talking to Andrew Pentis with Student Loan Hero and Lending Tree. He'll break down which states have the biggest loans, which universities carry the most student debt, and more importantly, how to pay off your loans.