A big focus of our podcast is maximizing loan forgiveness when you owe a lot more than you earn in student loans. But what if your income grew to a point where it would cost more if you stuck with forgiveness? Should you abandon student loan forgiveness? Join me as I discuss all you need to consider when making the decision to pay off your loan and abandon forgiveness. In today’s episode, you'll find out: How much money you need to make to consider abandoning loan forgiveness Why you should not abandon PSLF if you have accumulated qualifying credit towards forgiveness Why staying on forgiveness might be the best decision even when you can pay off the loan The circumstances that might force you to abandon forgiveness and pay off your loan The revised debt to income ratio for when it makes sense to pay off your loan How to know when forgiveness is no longer a good option Why you shouldn’t take a job just because it offers student loan forgiveness What would be the effect of a new PAYE plan with no tax bomb Why you might be unlikely to get student loan forgiveness Why your savings rate is the most important thing when thinking about abandoning forgiveness The reason why you should take the 20-year REPAYE plan if you go for repayment Why Biden’s student debt cancellation promise might not happen   Full show notes at: http://studentloanplanner.com/116   Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan