As 2023 comes to an end, it’s the perfect time to think about smart student loan moves you should make in 2024. First, I answer listener questions about administrative forbearance, consolidating loans, tactics for keeping student loan payments low, in-school deferment waivers and more. I’m not just helping you prepare for the upcoming shifts in student loan repayment plans, I’m also looping you in on tax advantages, smart deferment methods and common payment pitfalls that might have slipped under your radar. Get ready to step into the New Year with valuable insights and a solid game plan for your student loans. In today’s episode, you'll find out: Does administrative forbearance count for PSLF and IDR Can you get a refund for payments made while in administrative forbearance How to keep your student loan payment low (and how NOT to) How the 2024 presidential election results might impact student loan repayment When it makes sense to consolidate your loans after the IDR waiver What child-dependent tax credits you lose when you’re married but filing separately What professions could use an in-school deferment waiver or SAVE plan strategy Why you need to beware of the FSA payment tracker and forgiveness dates The importance of gathering your payment history and payment count The signup deadline for PAYE plans How to get ahead on Parent PLUS double consolidation applications What to do when administrative forbearances end 
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