Emergency pod: IDR Recertification Pause Extended

FromStudent Loan Planner

Start listening View podcast show

Emergency pod: IDR Recertification Pause Extended

FromStudent Loan Planner

ratings:

Length:

10 minutes

Released:

Mar 1, 2024

Format:

Podcast episode

Description

Deadlines for updating your income and family size information for your IDR plan have been extended to late September 2024, at the earliest.

Released:

Mar 1, 2024

Format:

Podcast episode

Titles in the series (100)

Travis helps you navigate the insane world of student loans, especially if you owe $50,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.

Skip carousel

Can you work part time (or not at all) with more than $100,000 of student loans?: If you have student loan debt and want to work either part time or not at all, this episode will blow your mind. Most people want to work less than they currently are, but they aren’t sure how they can afford to do so. No matter your life... by Student Loan Planner
44 min listen
Don't be an investing disaster like most student loan borrowers: How familiar are you with investing? Are you prepared for retirement? You may be surprised to learn that, according to a recent Student Loan Planner investing survey, many in the SLP community are not financially ready for retirement. Learn why your... by Student Loan Planner
49 min listen
How the FIRE movement could help you as a six figure student loan borrower: Financial independence is a goal that many people strive for. Two-thirds of Americans would rather be doing something else with their time than showing up to work. In this episode, I’m going to cover the FIRE movement and why people want to achieve... by Student Loan Planner
48 min listen
Dealing with Dental School Debt | Samantha the Debtist: Dental school debt is frequently $200,000 to over $600,000. Even more for specialties like orthodontics, OMFS, endodontics, etc. How do you do everything you want to do like buy a practice, save for retirement, have a family, etc.? Samantha from ... by Student Loan Planner
48 min listen
The Breadwinner Loophole with pediatric dentist, Dr. Quinn Yost: Dr. Quinn Yost graduated from dental school with around $510,000 in student loan debt. From a young age, Dr. Yost knew he wanted to live in California during some point in his life. He received the best scholarship that his private school offered and... by Student Loan Planner
51 min listen
The PSLF Snowball Effect: Why is Everyone Getting Rejected for PSLF Right Now? Recent stats for 2018 showed that only 96 borrowers out of more than 28,000 actually received loan forgiveness. No one seems to understand the PSLF program. In fact, the acceptance rate for... by Student Loan Planner
35 min listen
Military careers to lower law school debt with Eric Meissner JD: Eric Meissner is a Marine JAG who knew there would be financial benefits to joining the military. Eric had some good mentors and family members who encouraged him to attend law school. He went in with the intention of getting a portion of his loans... by Student Loan Planner
35 min listen
Are Student Loans good debt or bad debt?: Is student loan debt good or bad? This is a controversial topic because we hear all the time from colleges and universities that student loan debt is 'good'. Still having loan debt can be stressful, especially if you owe six figures. If you've ever... by Student Loan Planner
42 min listen
Student Loan Hacks if you're over 50: If you are over 50 years old with student loan debt or know someone who is, this episode is going to be life-changing. There are 1.9 million people over the age of 50 who still have student loan debt. It's no secret that the information surrounding... by Student Loan Planner
44 min listen
Where do people lose most of their money? | Robert Bertman: There are 40 million people currently carrying student loan debt and about 3 million have six figures of student loan debt. Rob is one of our senior consultants who is a Charted Financial Analyst (CFA) and a Certified Financial Planner (CFP). He has... by Student Loan Planner
45 min listen
Lauryn's path from Olympic gold medalist to student loan consultant: Lauryn Williams isn’t just a student loan consultant here at Student Loan Planner. She’s also a four-time Olympian and three-time Olympic medalist who grew up learning to save and work hard for what she had. Though she graduated without student... by Student Loan Planner
53 min listen
Case study on whether parents should help pay for graduate school: Jake wants to attend dental school while Carissa has enrolled in an occupational therapy program. See how they plan to finance their educations and why going for student loan forgiveness is a better option than Carissa’s parents paying for grad... by Student Loan Planner
53 min listen
Moving to Dubai with massive dental school debt with David Donelson: Dr. David Donelson graduated from Tufts University School of Dental Medicine with $330,000 in student loan debt. After practicing in New York City for two years, he felt compelled to find a brand new environment and found himself in Dubai, United Arab... by Student Loan Planner
47 min listen
Alex reveals the financial life and challenges of a marriage and family therapist: Alex Barnette is a Licensed Marriage and Family Therapist (LMFT) who graduated from St. Edward’s University in Austin, Texas. She currently has about $115,000 in student loan debt that she’s paying off. She’s also launched her own practice —... by Student Loan Planner
52 min listen
What dental, medical, veterinary and pharmacy residency programs are worth it?: If you’re heading into a career in dentistry, medicine or pharmacy, is a residency worth it? What are the differences in requirements, and how do those affect your salary and student loan repayment? Here’s what the economic value of a residency... by Student Loan Planner
40 min listen
Our first client veterinarian Elaina Petrone shares how it all started: Let's go back to the beginning when I landed my very first student loan consulting client. I’ve been very fortunate to have Elaina as a friend over the years and helping her with her veterinarian student loans is where it all began. We met on a... by Student Loan Planner
52 min listen
Paying down debt from nursing school with Jenna: Jenna is an RN who recently graduated with a masters and $150,000 in student loan debt. We're discussing the many different ways to pursue an RN degree today along with what to do about the student loans you could accumulate. I'm grateful to have had... by Student Loan Planner
40 min listen
How to deal with the tax bomb from vet school with Amanda Ensor: Dr. Amanda Endsor graduated from vet school with $168,000 in debt. She worked through school to make ends meet while accruing fewer student loans, and she had little support from her school when it came to handling her loans after graduating. She also... by Student Loan Planner
47 min listen
Introducing: The Student Loan Planner Podcast: The student loan crisis is looming. CFA and Student Loan Expert, Travis Hornsby, shows why almost every professional you meet these days owes more in student debt than a brand new Mercedes. If you’ve got six-figures of student loan debt, this show... by Student Loan Planner
13 min listen
SLP Consultants Debate Shady (and Legit) Payment Strategies: Are you familiar with shady student loan practices versus legit ones that actually help student loan borrowers? In this episode, the Student Loan Planner consultants — Travis Hornsby, Justin Harvey, Rob Bertman and Lauryn Williams — discuss what... by Student Loan Planner
39 min listen
Tim Ulbrich of Your Financial Pharmacist discusses the future of the pharmacist profession: Tim Ulbrich graduated from the Ohio Northern University Doctor of Pharmacy program — which he decided on straight out of high school at age 18 — with $200,000 in student loan debt. After three years of Tim and his wife being on the Standard... by Student Loan Planner
39 min listen
Justin Harvey shares his passion for helping student loan borrowers: Justin Harvey is a brand new team member here at Student Loan Planner. As a student loan consultant, he’s hit nearly a hundred consults. He’s been in the financial industry since graduating from Villanova University in 2010. After seeing the... by Student Loan Planner
44 min listen
Law school in the most expensive city in America with Jessica Cox: Jessica Cox found herself in $300,000 of student loan debt after attending law school in New York. She went through many trials like losing her scholarships after her first year of classes. Despite the struggles during the first year, she was able to... by Student Loan Planner
48 min listen
The Cost of Becoming a Naturopath with Katelyn Bailey: Katelyn Bailey is a student at the National University of Natural Medicine studying Naturopathic and Chinese Medicine. She received her undergraduate degree in Bio-Psychology from the University of California, Davis. Katelyn lives in Portland Oregon... by Student Loan Planner
51 min listen
Resident physician tips on optimizing loan forgiveness: Dr. Mark Ard is a resident psychiatrist who finished medical school with roughly $330,000 of debt. Learn how he’s working toward Public Service Loan Forgiveness, how refinancing his loans has helped him and what his tips are for optimizing loan... by Student Loan Planner
53 min listen
National security professional reveals personal FedLoan trainwreck: Alan is a national security specialist living in the D.C. area. He graduated with $120,000 of student loan debt, which had now climbed to $160,000 with interest. His wife is a vice principal with about $40,000 of student loan debt herself. Both are... by Student Loan Planner
55 min listen
Getting relief on your loans during economic disaster: A lot of people have had significant changes to their incomes as a result of the coronavirus pandemic. If you’ve had a drop in pay, you could get some relief by lowering your student loan payment. I sat down with our very own Meagan Landress,... by Student Loan Planner
55 min listen
Dr. Zachary Kingsberg on starting your own practice: Dr. Zachary Kingsberg is a dentist who, after graduating from the very expensive Nova Southeastern University, is now running his own dental practice startup in Dallas alongside his wife. In this episode, see how Zach began his startup journey, how he... by Student Loan Planner
36 min listen
Becoming a PA with Savanna Perry: Savanna Perry is a Physician Assistant and founder of ThePAplatform.com, a site where she shares insider tips to help others navigate the journey to becoming a PA. Today, I ask Savanna how to pick the best program, what the requirements are to get in,... by Student Loan Planner
43 min listen
Mark Stucker shares secrets of going to undergrad debt free: Mark Strucker is an educational consultant based in Atlanta, Georgia. He’s worked in boarding school admissions and then the college admissions space for 19 years. After working in the KIPP (Knowledge is Power Program) Schools, he founded School... by Student Loan Planner
44 min listen

More Episodes from Student Loan Planner

Skip carousel

Double Your Profit, Lower Your Stress: Travis shares the best stress reduction strategies out there for current and aspiring business owners. Enroll at by Student Loan Planner
26 min listen
Credit Card Mastery: Hacks to Leverage Benefits in Your Favor: Get ready to uncover the myths, master the rewards, and smartly amplify your spending power — all while keeping your finances sharp and your debt strategy on point. Whether you're looking to squeeze every last benefit out of your credit card points,... by Student Loan Planner
32 min listen
What Happens After the IDR Waiver?: A timely discussion of what happens as we face down the expiration of the IDR waiver. Will the administration extend it at the last second? We don't know (as of the time of the recording). But one thing is sure: Borrowers can expect seismic shifts as... by Student Loan Planner
18 min listen
Roth IRA Disasters to Avoid: Roth IRAs are a highly recommended retirement savings option but it’s not all smooth sailing. Student loan repayment, income limitations, and tax filing status can lead you to treacherous waters. Learn the missteps to avoid and how to correct... by Student Loan Planner
47 min listen
Last Call for the IDR Waiver: It's the last call for the IDR waiver (aka IDR account adjustment). If you’ve listened to this podcast, you probably know what it is — but if you're not sure how the IDR waiver could benefit you, or if you have questions about PSLF, loan... by Student Loan Planner
25 min listen
The Dept of Education Shifts PSLF Processing from MOHELA: The Real Reason and Borrower Impact: The Public Service Loan Forgiveness (PSLF) program is undergoing major changes. The government is taking over processing from MOHELA, and a temporary pause is expected in May and June. How will this affect you? First, don’t panic — PSLF isn’t... by Student Loan Planner
9 min listen
Why Most Borrowers Will Get Forgiveness Now (Even Those With Small Balances): It sounds shocking, but it’s a reality we can’t ignore — and this isn’t just about folks burdened with 6-figure student loan debts. Now, even if you have a smaller loan balance, you have a path to student loan forgiveness. It’s the new SAVE... by Student Loan Planner
22 min listen
MOhela MO Problems: To put it bluntly, MOHELA has student loan borrowers jumping through hoops to get things done, and it’s been extremely frustrating. Countless delays and mistakes being made, hours of being on hold or even being hung up on by servicers… the list... by Student Loan Planner
32 min listen
The Tax Bomb Cliff Is Coming: We’re standing at the edge of a major financial cliff that no one is ready for. Student loan forgiveness is happening at unprecedented rates — $138 billion and counting. Right now, borrowers are enjoying tax-free forgiven student loan debt... by Student Loan Planner
28 min listen
You Have a New Job. Now What?: For those of you stepping into new roles, congratulations! This milestone comes with a lot of things to think about, from managing lifestyle inflation to understanding the impact of major purchases on your future. We’ll uncover valuable insights on... by Student Loan Planner
40 min listen
Till Debt Do Us Part: Like the show? There are several ways you can help! Follow on , or Leave an honest review on Subscribe to the Feeling helpless when it comes to your student loans? Try our Check out our we negotiated Book your Get... by Student Loan Planner
37 min listen
Tips I’ve Learned as a Business Owner: Are you curious about business ownership? Whether you're just flirting with the idea of starting your venture or already knee-deep in entrepreneurship, this show is packed with actionable advice to help guide your journey. We'll explore why setting... by Student Loan Planner
39 min listen
Tax FAQs from Student Loan Borrowers: Tax season got you scratching your head? Let’s clear the fog. Join me and Rebecca Bauldauf, CPA, CCFC, from the SLP Wealth tax team, as we navigate the maze of taxes, student loan planning, family dynamics, and long-term financial strategies.... by Student Loan Planner
38 min listen
Which Tik Tok Finance Tips Get You Arrested?: Financial advice has never been more accessible — or more questionable. Are you ready to tackle the truth behind those viral finance hacks you’ve seen online? The barrage of personal finance advice on platforms like TikTok is a siren song,... by Student Loan Planner
27 min listen
Financially Undressing: A Talk About Your Debt: Are you ready to strip away the layers of your financial life? We’re unbuttoning the secrets of debt management and financial planning. We cover everything from the impact of inflated car prices on credit and the potential risks and benefits of home... by Student Loan Planner
54 min listen
Using Real Estate to Lower Student Loan Payments: The world of real estate can feel overwhelming. The rewards can be incredible, but it’s a journey filled with highs and lows. Joining me is Student Loan Advisor Rebecca Baldauf, CPA, CCFC, and Senior Student Loan Advisor and partner in SLP Wealth... by Student Loan Planner
36 min listen
Married Filing Separately Traps to Avoid: Just in time for tax season, I’m unraveling the complex tax strategy of married filing separately. You might have heard that it’s a game-changer, especially for folks with student loans. But it’s not at all straightforward. You’ll learn the... by Student Loan Planner
28 min listen
Timeline and Predictions for Student Loans in 2024: Get a sneak peek into what lies ahead in the world of student loans in 2024 as I discuss upcoming changes, potential scenarios and strategies you need to know. You’ll learn about administrative forbearance, income-driven recertification, the... by Student Loan Planner
21 min listen
10 Ways to Save $1,000 in 2024: Want to build up your savings or cut costs in 2024? From filing taxes and saving on insurance to buying a car and saving for travel, I’m bringing you 10 ways you can save at least $1,000 this year. And some of these can potentially save you $10,000... by Student Loan Planner
31 min listen
Your Top 10 Financial Dreams for 2024: We recently conducted a survey where thousands of our listeners generously shared their financial dreams for 2024. Listen in as I explore the top 10 financial goals straight from our audience. We’ll tackle debt management challenges, explore various... by Student Loan Planner
46 min listen
What to Know About Student Loans for 2024: As 2023 comes to an end, it’s the perfect time to think about smart student loan moves you should make in 2024. First, I answer listener questions about administrative forbearance, consolidating loans, tactics for keeping student loan payments low,... by Student Loan Planner
38 min listen
FinCon Panel Discussion: Insider Advice on Student Loan Repayment, Default, Rehabilitation and Consolidation: Listen in to a panel of student loan experts recorded live at FinCon 2023. FinCon is the world’s largest financial content expo. You’ll hear first-hand strategies and tips from lawyers and financial planners specializing in student loans.... by Student Loan Planner
38 min listen
40 Essential Power Moves to Conquer Student Loan Repayment (Pt 2): Get ready for part two of our 40 tips to supercharge your student loan repayment journey. Hosts Ben Lacomis, CSLP®, Derenda King, CFP®, CSLP®, Scotty McDonald, CSLP®, and Meredith Jones, CSLP®, AFC®, share valuable insights on student loan... by Student Loan Planner
21 min listen
20 Essential Power Moves to Conquer Student Loan Repayment: Whether navigating the post-graduation grace period, exploring new repayment options, or looking to supercharge your loan payoff, this episode is jam-packed with practical advice to help you take charge of your financial journey. Hosts James... by Student Loan Planner
24 min listen
Final countdown for the IDR Waiver: Time is running out for the IDR Account Adjustment. The so-called “IDR Waiver” is the biggest backdoor student loan forgiveness program in history, and it’s ending in less than 30 days. Learn exactly what the IDR Waiver is, the steps you need to... by Student Loan Planner
17 min listen
Expert Strategies for College Funding, Even If Time Isn’t On Your Side: College funding isn’t everyone’s favorite topic. However, the reality of higher education costs requires a proactive approach. If you’ve been diligently saving for years or are realizing the urgency to start now, valuable insight awaits you in... by Student Loan Planner
36 min listen
Smart Money Moves for Parents: Understanding FMLA, Retirement, and More: Navigating the maze of family finances isn’t for the faint of heart, especially when student loans are part of your story. Get ready to reshape your financial future with insights tailored specifically for parents. Our expert Student Loan Advisors... by Student Loan Planner
36 min listen
Tax Loopholes That Could Save You Five Figures: This is a groundbreaking episode where I’m unveiling something that will revolutionize your financial world. Joining me is Rebecca Baldauf, CPA, CCFC, and together, we’re rolling out our new tax planning service. Tailored to anyone who would love... by Student Loan Planner
50 min listen
The Coming Married Filing Separate Bonanza: Get ready for a tax revolution that could save you a fortune. Today, I'm diving into how smart tax planning, when combined with savvy student loan repayment strategies, can shield you from giving Uncle Sam more than his due. Discover why having a... by Student Loan Planner
29 min listen
Why Are We Doing Financial Planning Now?: The world of student loans is not just about debt. It's an intricate dance of financial decisions, potential pitfalls, and unexpected opportunities. But financial decisions for a student loan borrower are anything but simple. A lot is lurking in the... by Student Loan Planner
48 min listen

Discover this podcast and so much more

Emergency pod: IDR Recertification Pause Extended

Emergency pod: IDR Recertification Pause Extended

Description

Titles in the series (100)

More Episodes from Student Loan Planner