Tim Ulbrich graduated from the Ohio Northern University Doctor of Pharmacy program — which he decided on straight out of high school at age 18 — with $200,000 in student loan debt. After three years of Tim and his wife being on the Standard Repayment Plan and feeling like they were living paycheck to paycheck, they began aggressively paying back on the loans and were able to pay off the last of the debt in the fall of 2015.   Now Tim is a clinical professor of pharmacy and program director for the master’s program in Health-System Pharmacy Administration at Ohio State University. On top of that, he founded the Your Financial Pharmacist blog, co-hosts the Your Financial Pharmacist podcast and co-wrote the book “Seven Figure Pharmacist,” all of which are geared toward helping pharmacists realize their financial goals and achieve the lifestyles they want. In today’s episode, you'll find out: Tim’s journey into pharmacy school at Ohio Northern University How the return on investment for pharmacy school has changed over the last decade Why it’s essential to be strategic and intentional with your choice of school and your debt repayment strategy How Tim ended up helping people in the pharmacy world with their money How Tim and his wife paid off his high student loan debt Train wreck situations and success stories Tim has seen in pharmacist finances Tim’s thoughts on how residency has become more important for future pharmacists Why the pharmacy profession needs to evolve — and what could happen if it doesn’t How someone can become a seven-figure pharmacist Whether or not Tim would support his children become pharmacists   Full show notes at: http://studentloanplanner.com/19