Robert Berger, Deputy Editor at Forbes and author of Retire Before Mom and Dad, is passionate about helping others build financial independence. In this episode, I talk with Robert about how to plan for retirement and the seven levels you need to reach financial freedom. In today’s episode, you'll find out: What “retirement” can look like for you The seven levels of financial independence Is the 4% rule still relevant? How student loan borrowers can reach financial independence What is the “money audit” and how it can help cut your spending Why cars are a financial freedom killer What retirement account is the best first step to investing Why expense ratios are a huge factor in investing How to experiment with your finances to increase your savings Full show notes at: http://studentloanplanner.com/47