The pandemic is like an advertisement for the Boy Scout motto: Always be prepared. Yet, financially, few Americans are. Most have less than $500 in savings! They need to follow the Boy Scout credo. And they need Fintech to do it.  And my guest today, Ahmed Siddiqui, Head of Product at Branch, is trying to help get American workers merit badges in financial wellness.  Branch is a challenger bank making financial tools for the American worker to unshackle them from the two-week payment cycle limiting their financial success.  What we talked about: -Why Branch pivoted to payments -How they are keeping the service free for employers and employees -What the future holds for Fintech To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time!