This podcast is an excerpt. Follow the a16z Club to join conversations with tech founders, builders, and leaders live and in-full.In this episode: The abandoned M&A with Visa [3:47]Communicating to employees around the M&A [8:29]Plaid's near death experiences in the early days [12:41]The fintech trends that made Plaid possible [17:29]What is a bank now? [26:54]Fintech and new revenue models [29:20]Plaid's role in the creator economy [35:21]What is a neobank? [37:30]