Get on the list for our early access to podcast OITE companion book  + time stamps for OITE Reviews: Click here for access Sponsor our show: www.naileditortho.com/sponsor or email us at naileditortho@gmail.com    Our episode today is sponsored by Panacea Financial, a digital bank built for doctors by doctors.   From medical student to attending, Panacea offers free checking with no ATM fees nationwide, 24/7 customer service, and loan options just for physicians including their PRN personal loan that gives you up to $75,000 to use as needed at an interest rate less than half of a credit card.   Panacea Financial can also refinance your medical school debt with no cosigners or maximums or help you with commercial needs such as practice or surgery center buy-ins.   Visit panaceafinancial.com today and mention NAILED IT ORTHO, to learn how you can join the physicians nationwide who expect more from their bank.    Panacea Financial is a division of Primis member FDIC.