What if the difference between today's mediocrity and tomorrow's succes were all steps you've heard before? Things you can do TODAY to get where you want to go tomorrow? Today we'll tackle just that, learning how to ignite success in 52 easy steps with Dr. Melanie Katzman. We've heard a lot of these rules already, but how are we applying them to our lives? Dr. Katzman teaches us how to get on track to become successful.

In our headlines segment, Jim Miller from JD Power and Associates stops by to talk about the trend toward a cashless society. They just finished a survey which shows some surprising results around you and those bills in your wallet. Are we really going plastic only? Plus, we'll find out why security lawyers call on FINRA to halt their "expungement" process. What the heck is expungement? It's actually more exciting, and potentially sickening, than you can believe.

After a little dose of Doug's trivia, we'll wind up the show by throwing out the Haven Life Line to Mitch, a 26 year old who is just starting out in the workforce, asked decrease 401k to just what his employer matches to save cash for a down payment to buy a house or is that not necessary?