Why does 2022 have to be another year that you trudge through the mud financially? It doesn’t, and in fact, this could be the greatest financial year of your life that leads to annual abundance. Today, I’m sharing the two mindset shifts that you need in order to feel empowered and let go of financial fear this year. I get into how Lori and I rebuilt our bank accounts from below zero in 2009 to having 12 consecutive years of major financial growth. Tune in to hear more about how you can do the same!    IN THIS EPISODE, WE TALK ABOUT: The belief and actions that you need in order to make 2022 your best financial year yet  How to create realistic financial action plan  Embracing the discomfort and inconvenience of some financial decisions  How Lori and I were able to increase our overall income and net worth in 2021   RESOURCES Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.     CONNECT WITH CHRIS Instagram: @chriswharder Website: https://chrisharder.me