Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). He is also a podcast host and best-selling author of ‘You Need A Budget’. He is deeply passionate about teaching individuals, families, and business owners to help them gain total control of their money. Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune’s #1 best small company to work for.

Jesse shares YNAB’s Four Rules, and how we can all master money management. I’m such a huge fan of the tool, so I also explore with Jesse the power of simple tools, building a community, being clear with your expenses, and Alexa requests.


Talking Points

Launching YouNeedABudget.com as a spreadsheet business

How to start budgeting your finances

Embracing your true expenses

Identifying what is urgent

Setting intention versus attention

The parallels between time and money management

Budgeting with your partner

How YNAB works



Quote
"Consider the future within the constraint of current resources."


Helpful Links

‘You Need a Budget’ by Jesse Mecham

‘Four Thousand Weeks’ by Oliver Burkeman

YNAB

Episode 388: Mike Michalowicz talks about Getting Different

jesse@ynab.com 



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