Are you distracted? Stressed? Unable to focus or sleep without thoughts racing? Us, too. Thankfully, neurologist and integrative medicine specialist Dr. Romie Mushtaq is here to help us cure our “busy brain,” minimize stress, and prevent burnout. She walks us through a mini meditation and offers concrete steps for finding calm. In Mailbag, we advise a recent college grad on where to put her savings, and we dive into mortgage refinancing and charitable giving. In Thrive, Jean breaks down five ways to improve your credit score and secure the home of your dreams.