This week’s guest, Jennifer Risher, has invited the world to talk about money and what it means to have too much of it, with her memoir, "We Need To Talk: A Memoir About Wealth.” Jennifer shares some of her personal experiences having awkward money conversations, and walks us through five steps to take when diving into discussions with friends and family. (Hint: Listen first. Then ask questions.) Jennifer also shares her best advice for people looking to give back to those in need. In Mailbag, we tackle IRAs, life insurance, refinancing, and tax implications with home buying. In Thrive, buying fractional shares of stocks.