Kiplinger Executive Editor Anne Kates joins us to talk about her 2021 outlook for stocks, market sectors, and even some specific stocks. Also, hosts Sandy Block and David Muhlbaum discuss raises for next year as well as staying on the road and out of the ditch this winter. --LINKS-- One-Third of U.S. Employers Trim Projected Pay Raises for 2021: https://www.shrm.org/resourcesandtools/hr-topics/compensation/pages/one-third-of-us-employers-trim-projected-pay-raises-for-2021.aspx; Starbucks raises wages for baristas as restaurant industry braces for minimum wage hike: https://www.cnbc.com/2020/11/18/starbucks-raises-barista-wages-as-restaurants-brace-for-minimum-wage-hike.html; What Biden Will Do: 24 Policy Plays to Expect From the Next Administration: https://www.kiplinger.com/investing/economy/601784/what-biden-will-do-24-policy-plays-to-expect-from-the-next-administration; Where to Invest in 2021: https://www.kiplinger.com/investing/stocks/stocks-to-buy/601756/where-to-invest-in-2021; Stephanie Link: Expect Above-Average Gains in 2021: https://www.kiplinger.com/investing/economy/601757/expect-above-average-gains-in-2021; 11 Winter Car Maintenance Tips: https://www.kiplinger.com/slideshow/cars/t009-s001-winter-car-care-and-maintenance-tips-2019/index.html; Why Winter Tires Trump All-Wheel Drive: https://www.kiplinger.com/article/cars/t009-c004-s002-why-winter-tires-trump-all-wheel-drive.html