In a heavyweight (ok, middleweight) battle, Ryan squares off against Kiplinger.com general manager Robert Long on the merits of using credit vs. debit cards. Sandy and Ryan break down strategies for paying off student loans and delve into their files of off-the-wall PR pitches. -- LINKS -- Take control of your student loans: https://www.kiplinger.com/article/college/T053-C032-S014-take-control-of-your-student-loan-debt.html; How to refinance: https://www.kiplinger.com/article/credit/T053-C006-S002-how-to-refinance-student-debt.html; Student Loan Hero’s calculators: https://studentloanhero.com/calculators/; Credit, debit or cash?: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-debit-or-cash.html; An earlier debate between Robert Long and Kiplinger Magazine editor Mark Solheim: https://www.kiplinger.com/article/credit/T016-C000-S002-credit-vs-debit.html; Why you need to invest in funds before stocks: https://www.kiplinger.com/article/investing/T052-C047-S002-why-you-need-to-invest-in-funds-before-stocks.html; How to be a better investor (from columnist James Glassman): https://www.kiplinger.com/article/investing/T031-C016-S002-how-you-can-be-a-better-investor.html