Mike Banks is the COO and Marketing Director of Fund&Grow and works directly with CEO Ari Page. With over 8 years of success and growth, they have built a thriving business based on offering exceptional service to their customers and a dynamic and rewarding work environment to their employees. Fund&Grow specializes in helping Real Estate Investors and small businesses get Business Credit Lines to fund their investments and obtain capital to grow. F&G builds up to $250,000 at zero percent interest for 12-18 months, the accounts are unsecured so there’s no collateral needed, and they don’t show up on the personal credit report. Fund&Grow has raised over $200M in 0% interest business credit funding for its small business clients, last year alone raised $40M.   Podcast Highlights   Who is Mike Banks? Mike is a regular guy who figured out how to make money and help people. He dropped out of college after realizing it wasn’t going to lead to the life he wanted and got into sales and that’s when he met Ari. Mike took a lot of knowledge from his previous jobs to Fund&Grow that helped them grow substantially in only seven years. Why are SOP’s so important at Fund&Grow? If you don’t know what you are doing, you can’t repeat it and have consistency. You have to record the policies and procedures. Even when it comes to requesting a testimonial or a review, that needs to be documented in order to get results. Your reputation is impacted by your procedures and your ability to deliver results that matter efficiently and effectively. Don’t bore yourself with the monotony of Standard Operating Procedures in the beginning, focus on revenue first. Once you do something a couple of times, it may be a good idea to document it. If you’re going to grow your business, you have to record what you’re doing. Low Interest Business Funding Business credit lines and business credit cards usually come with 0% introductory interest rates and they don’t show up on your personal credit report. If your credit is in good shape, you can get the lines set up within the next 3 to 4 weeks. You can use these type of funds for anything you need for your business. For people with a credit score of 700 or higher, you don’t have to prove income and don’t need a history in order to take advantage of these offers. Fund&Grow has relationships with the banks that make the process much more streamlined and you can often get much higher amounts approved in less time. 30% of Mike’s clients are credit challenged and there are still options for those people. They are very effective at cleaning up credit reports and also offer short term instalment loans that allow them to move personal debt to business debt at low to 0% interest. Mike’s Takeaway Don’t listen to that relative or voice, even Mike has had moments where he questioned his business. Fund&Grow is enabling people to chase their dreams and achieve their goals, they would be more than happy to help you out.   Links: cashflowdiary.com/fundme Thank you for listening! If you enjoyed this podcast, please subscribe to the show on iTunes!