If you feel that you are going out of your mind, with spiralling debts, credit card interest and stress then this is the show for you. Today’s guest is Jonathan Mendonsa a man who reluctantly walked into the world of frugal living, but now will never I assume go back. Yes he was a spender, and i guess at his core is still someone that likes to splash out on the finer things in life. But he knew he had to change as at the age of 28 he graduated college as a pharmacist with $168,000 in student loans. Now 4 years later he has clawed his way out and is pursuing Financial Independence. As he says “I feel I am qualified to talk about the normal path because I have lived it for the last 30 years. My hobby and passion over the last 5 years has become learning new skills and looking for ways to develop passive income streams. I also love to talk about what I have learned. I ran out of people in my immediate social circle to share all this awesome information with so enter ChooseFI… He has developed passive income streams, based around community building, affiliate marketing, information analytics, videography, career hacking, tax planning and entrepreneurship that he can discuss and share with the ChooseFI community. The podcast he and his co-host Brad Barrett created to highlight the tactics and stories of people who have chosen this alternate path has become one of the fastest-growing podcasts online. With almost 1 million monthly downloads and a hyper-engaged community with over 200+ local ChooseFI chapters throughout the world and in the words of Jean Chatzky, The Today Show’s Financial Editor, “it (the FI movement) has grown to be a movement in large part because of a podcast called ChooseFI.” So with so many things on the go at once, does he want to run away to the nearest shopping mall for some major retail therapy? And how did he get the FI community up and running, and engaged? Well lets find out as we bring onto the show to start joining up dots with the one and only Jonathan Mendonsa. Show Highlights During the show we discussed such weighty subjects with Jonathan Mendonsa How Jonathan first went out and got the idea that being financial freedom was not just possible it was highly doable – so he did it. Why minimalism is a great starting point, but why not focus more for the value than going after the scarcity. Is failing a bad thing or should we simply look at failing forward as quickly as possible. And lastly………… Jonathan shares how his podcast has grown to massive proportions and the things he did to make it happen. How To Connect With The ChooseFI Team Website Facebook Linkedin Twitter Audio Transcription Of ChooseFI Founder Jonathan Mendonsa Intro [0:00] When we’re young, we have an amazing positive outlook about how great life is going to be. But somewhere along the line we forget to dream and end up settling join up dots features amazing people who refuse to give up and chose to go after their dreams. This is your blueprint for greatness. So here’s your host live from the back of his garden in the UK David Ralph David Ralph [0:21] Yes. Hello there. Well, good morning to welcome to another edition of the I like to say sexy podcast, which is a join up dots Yes. When two men get together, and we bring you also conversations, stimulating thoughts. And yeah, it’s a podcast episode. That’s what it’s about. We do it from this and you listen from there. Well, today is one of those shows that if you feel that you’re sort of going out of your mind we’ve spiralling debts credit card interest in stress by NBC to show for you because our guest is a man who reluctantly walked into the world of frugal living, but now will never I should go back. Yes, he was a spender. And I guess at his core, he is still someone that likes to splash out on the finer things in life. But he knew he had to change as at the age of 28. He graduated college as a pharmacist with listen to this 168,000 in student loans, how many meals at Hooters Can you hav