Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    Credit Score Mastery: A Step-by-Step Guide to Financial Freedom
    Credit Score Mastery: A Step-by-Step Guide to Financial Freedom
    Credit Score Mastery: A Step-by-Step Guide to Financial Freedom
    Ebook59 pages43 minutes

    Credit Score Mastery: A Step-by-Step Guide to Financial Freedom

    By Ernest Robinson

    ()

    Read preview

    About this ebook

    Your credit score is a three-digit number that represents your creditworthiness and helps lenders determine how risky it is to lend you money. It is a crucial factor
    in your financial life as it can affect your ability to get approved for loans, credit cards, and even determine the interest rates you will pay. Credit scores typically range from 300 to 850, with higher scores indicating a lower credit risk. The most commonly used credit scoring model is FICO, developed by the Fair Isaac Corporation. Factors that impact your credit score include your payment history, amounts owed, length of credit history, new credit, and types of credit used.

    LanguageEnglish
    PublisherErnest Robinson
    Release dateFeb 26, 2024
    ISBN9798224002429
    Credit Score Mastery: A Step-by-Step Guide to Financial Freedom

    Read more from Ernest Robinson

    Related to Credit Score Mastery

    Related ebooks

    Finance & Money Management For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      Do Credit Scores Matter In Retirement?

      Jan 28, 2022

      ON REACHING retirement age, people may assume their borrowing days are behind them, especially after years of saving into a pension pot or managing an investment portfolio. But the reality is that, as life expectancy increases, borrowing into later l

      3 min read

    • Article

      Good Debt, Bad Debt: Knowing the Difference

      Mar 6, 2020

      With U.S. household debt at a record-breaking $14 trillion at the end of 2019, more Americans are learning to live with and manage debt. Since the financial crisis, consumer credit in its many forms--from student loans and mortgages to auto loans and

      4 min read

    • Article

      How to Get Off the Hamster Wheel of Debt

      Jan 8, 2020

      We often hear the mantra that debt is bad. Yet that doesn't stop the majority of people from assuming they will always have bank payments. For many, using credit to purchase vehicles, take vacations or fund home improvement projects is a normal mind

      6 min read

    • Article

      New Graduates’ Guide to Paying Off Student Loans

      Jun 7, 2021

      If you have recently graduated from college or graduate school with student loans, you might be wondering what to do about your loans. How long will it take to pay off the debt? How much would you have to pay monthly? When do you start the repayment?

      5 min read

    • Article

      Guide To Wedding Loans

      Apr 12, 2022

      Guide To Wedding Loans
      5 min read

    • Article

      How To Get A Good Credit Score

      Oct 20, 2022

      How To Get A Good Credit Score
      4 min read

    • Article

      Solve It In 7

      Aug 25, 2022

      Solve It In 7
      2 min read

    • Article

      Money Matters

      Jul 20, 2023

      Does money make the world go round? Well, unfortunately it is something we all worry about. If debt is something making you feel anxious, be assured help is available. James Jones, Head of Consumer Affairs at Experian, has answered some of your curre

      5 min read

    • Article

      Loans

      Dec 17, 2022

      Loans
      2 min read

    • Article

      How to Escape the Debt Dilemma

      Aug 28, 2019

      Most of us have been told that when it comes to debt, it's best to avoid it altogether You've heard it everywhere: Aside from a major purchase, like a home, if you can't pay cash for something, then you can't afford it. Of course, that's easier said

      4 min read

    • Article

      How To Get You Life Back On Track After Debt Review

      Mar 1, 2024

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. IT HASN’T been easy but you’ve done it: gone through the debt counselling process, tightened your belt s

      3 min read

    • Article

      4 Essential Questions About Your Finances

      Mar 18, 2022

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. ONE of the best ways to empower yourself is to understand your financial situation. Tackling these fou

      3 min read

    • Article

      What Does Your Credit Score Really Mean?

      Dec 20, 2021

      It’s easy to get your credit score for free these days. Your bank or credit card issuer may offer it, and there are other options as well. Experian, one of the three major credit bureaus, supplies a free score and credit report at www.freecreditscore

      2 min read

    • Article

      What You Need To Know About Your Credit Record

      May 6, 2022

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. IF YOU have a bank account, loan or even a cellphone contract, you should have a credit record. This in

      2 min read

    Related categories

    Reviews for Credit Score Mastery

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      Credit Score Mastery - Ernest Robinson

      Enjoying the preview?
      Page 1 of 1