CapAlt Risk Solutions Business Owners Edition

By Tony Kendzior, CLU, ChFC

CapAlt Risk Solutions is a special purpose financial strategy designed to optimize operational business risk insurance. Every business enterprise, across all industry categories, is exposed to operational business risks. These risks can be numerous, with some of low frequency but potentially dramatic negative outcomes, and others with higher frequency but smaller negative outcomes. The challenge for every business owner is to decide which risks to insure against and which ones to ignore or self-insure, since by definition, insurance coverages should be in place before bad outcomes happen.

• Language: English
• Publisher: Tony Kendzior, CLU, ChFC
• Release date: Aug 30, 2023
• ISBN: 9798215396872

Tony Kendzior, CLU, ChFC

Tony Kendzior, CLU, ChFC is a semi-retired entrepreneur in financial services. Since 1975, his financial practice has served his community as a trained insurance agent, investment advisor and financial planner. Early on he earned his status as a Chartered Life Underwriter, or CLU, and as a Chartered Financial Consultant or ChFC. Ultimately he established his own Registered Investment Advisor firm, Florida Wealth Advisors, LLC.Today he continues to live in North Central Florida, building new relationships with busy people thinking about their retirement. You can learn about his ideas, his publications, and his way of thinking and teaching at his personal and professional website https://floridawealthadvisors.com/Among his books here on Smashwords is Captive Wealth, which comes in two editions: the 2023 Novice Edition for the business owner recently exposed to the concept of captive wealth and the second, the 2023 Professional Edition, designed for accountants, attorneys, financial advisors and other members of an advisory team. Both are in depth explorations of a contemporary financial strategy for successful small business owners (private medical practices, athletes, tech companies, etc.) looking for ways to grow their wealth by making their business enterprise more tax efficient. Tony is a fiduciary with a personal and professional commitment to clients, knowing that if they succeed, so will he.

Book preview

Title and Copyright Page

CapAlt Risk Solutions™

2023

Business Owner Edition

by

Craig Benson, JD, MBA & Tony Kendzior, CLU, ChFC

Published by the authors at SmashWords.com

Copyright 2023 by Craig Benson & Tony Kendzior. All rights reserved.

Smashwords 2023 Business Owner Edition License Notes:

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CapAlt Risk Solutions™

2023 ~ Business Owner Edition

Table of Contents

Chapter 1 ~ Introduction to the Business Owner Edition

Chapter 2 ~ The History of the CapAlt Risk Solution

Chapter 3 ~ The CRS Language & Terminology

Chapter 4 ~ Is a CRS the Right Answer for You?

We encourage everyone who reads this book to reach out to the author’s for a conversation about this idea.

Craig Benson can be reached at [e-mail]

Tony Kendzior can be reached at [e-mail].

Thank you.

Chapter One ~ Introduction to the Business Owner Edition

This is our introduction to the Business Owner edition of The CapAlt Risk Solutions™ program. Its purpose is to further educate a successful enterprise owner toward a full understanding of CapAlt Risk Solutions or CRS™ and whether it can add to the business owners’ eventual wealth.

We start with the assumption you, or someone you know, is the owner of a successful small business. Our next assumption is you already know how to operate a successful