Retirement Requires a Shift in Thinking

For most of your investing life, you've probably been encouraged to build a portfolio that balances risk and return -- achieving the highest returns possible based on your personal tolerance for risk.

For most people, that means living with a certain amount of volatility in exchange for growing a comfortable nest egg for their retirement years. You can lose money taking on too much risk, of course, but you won't gain much ground being too risk-averse. So, a larger investment in the stock