The Pastor of the Student Loan Disaster "College Debt or Skill Set: A Critical Choice for Success"

By Charles A. Chadwick

Valuable perspectives on how to tackle student loan debt from a man who earned two degrees and paid off all college debt with the help of ONE thing!

So, you're thinking about getting a degree. But do you know what lies ahead? Author Charles A. Chadwick Jr. knows... and he knows it all too well. Charles, like man

• Language: English
• Publisher: PwP Publishing
• Release date: Jun 12, 2023
• ISBN: 9781088192566

Book preview

Introduction College Debt or Skill Set?

Cruising through the juggling affairs of elementary schools may seem like a Jumanji adventure and American Pie or Mean Girls regarding high school bullying. However, the fact is that all of this looks good with popcorn and soda on a weekend night, but when it comes to college education, it’s an expensive proposition.

"Oh yes, college education. You got that right and tight! The portal through which you can pursue your dream career and earn a bright future by getting into any Ivy League College or a Fortune 500 company! Trust me; it isn’t rosy at all. The tempting and irresistible student loan is the first thing to hug you with open arms as if you are paying a membership fee for a fancy gym or a sports club that you can’t even use or go to until you have paid in full.

And it does not end here as you find yourself out in the recruitment jungle, like in the Hunger Games. Storming the job market with your resumes in anticipation of landing a dream job with a big chunk of student loans hunching your back.

No more scraping by on ramen noodles and tap water, my friend. It’s time to level up your skill set and earn that big paycheck. Who needs a degree when you have a side hustle and a brand new straight-out-of-the-showroom set of skills? Let’s dive into learning!

Have you ever heard of the Tortoise and the Hare Race? At Chadwicks Experiences, we encourage you to unleash your potential and acquire new skills. By doing so, we believe students can greatly enhance their earning potential and devise more ways to help with the repayment of their student loans.

Let’s delve into the depths of the rabbit hole. If you aim to enhance your job prospects, acquiring new skills is the key to taking charge and commanding a lucrative salary, allowing you to repay your student loans long before the checkered flag. For instance, if you’re a graphic designer, learning to code can help you create more interactive and captivating projects, opening doors to better job opportunities, higher pay, and freelance prospects.

Take a look at LinkedIn, and you’ll realize that a college degree alone won’t guarantee your conquest of Mount Everest. Often, additional skills and knowledge are required to stand out and improve your chances of getting hired. Acquiring new skills can empower your profile and capture the attention of potential employers. Moreover, continually learning new skills can enable you to start a side hustle and generate passive income.

Let’s consider a student scenario: the job market is fiercely competitive, resembling a game of musical chairs, but with barstools instead of chairs. However, there’s no need to lose hope, as I’m here to guide you and show you that acquiring a new set of skills can be the secret ingredient that elevates your financial situation from noodles to champagne!

For instance, suppose you are majoring in photography. In that case, you can start offering photo shoots, which can help you earn extra income while you attend school. Expanding your skill set can be beneficial. So, it is essential to keep learning and acquiring new skills to keep up with the ever-changing job market.

The student loan crisis in America has been a hot topic for years, with over $1.6 trillion in outstanding student loan debt. It is a problem that is affecting millions of people. Many struggle to keep up with their payments; some even default on their loans while seeking a government bailout. The barometer of job insecurity is rising; many are struggling to keep up with their financial obligations, and some have even defaulted. Yet they hope for a miracle from the Oval Office in anticipation that they would announce a bailout program. Many government programs have come and been blocked, but there are students who still need help!

But there is a person who is trying to make a difference. His name is Charles Chadwick Jr, and he is the man behind Pastor of the Student Loan Disaster. He is on a mission with an ambition to preach, teach and help those struggling with student loan debt. If Mission Impossible has a sequel in the pipeline, you are more like to see Charles Chadwick instead of Tom Cruise as he saves young professionals from the dreaded horror of student loans.

Charles does not claim to be THE PASTOR of a CHURCH. Instead, he is one avenger for students and parents who have taken out loans and are struggling to pay them back, and now they are being haunted by calls and recovery agencies. Charles is living his truth as proof that college is not for everybody and it is not the only option. Interestingly, Charles holds two degrees, has paid back his loans, and is now debt-free. And this was all possible because he learned the Art of War by finding greater success in learning a set of skills for free from the trade industry

Before going to college, Charles learned plumbing from his father. His trade experience and employment even helped him pay off his student loans. Additionally, his trade experience provided him with employment while going to college. Charles embodies how the trade industry can provide lifelong learning skills, unlike student loans, which sometimes leave college students with a lifetime of debt and bills. Learning