Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    Frugal Living: Mastering The Art Of Spending Less To Save More
    Frugal Living: Mastering The Art Of Spending Less To Save More
    Frugal Living: Mastering The Art Of Spending Less To Save More
    Ebook24 pages12 minutes

    Frugal Living: Mastering The Art Of Spending Less To Save More

    By Kevin Chong

    ()

    Read preview

    About this ebook

    This Ebook provides a guide to living a frugal lifestyle that focuses on maximizing savings by making conscious decisions about how money is spent. By adopting simple habits such as budgeting and mindful spending, individuals can achieve financial stability and long-term goals.

    Budgeting is a crucial part of frugal living as it helps individuals track expenses, identify areas where they can cut back and save money. It allows people to prioritize their expenses based on needs over wants while still enjoying quality time with family/friends.

    Mindful spending involves being intentional with every purchase made by asking questions like "Do I really need this?" or "Can I find a cheaper alternative?". This habit helps avoid impulse buying which could lead to overspending & regrets later.

    Embracing low-cost entertainment options and saving money on monthly bills like phone bills, internet bills ,subscriptions etc.,can also lead to significant savings in the long run. 

    There are other ways listed in this ebook to help you spending less to save more for the future.

    It's important to note that frugality does not mean depriving oneself of enjoyable experiences or possessions but rather focusing only on what truly matters in life resulting in a fulfilling lifestyle .By prioritizing one's values such as relationships/experiences over material possessions ,frugality often leads towards happier lives!

    In summary, mastering the art of spending less through adopting frugal living habits requires discipline ,planning & commitment but once achieved leads towards greater peace of mind while achieving financial independence.

     

    LanguageEnglish
    PublisherKevin Chong
    Release dateJun 15, 2023
    ISBN9798223389149
    Frugal Living: Mastering The Art Of Spending Less To Save More

    Read more from Kevin Chong

    Related to Frugal Living

    Related ebooks

    Self-Management For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      7 Reasons Why Your Budget Doesn’t Balance

      Mar 19, 2021

      BUDGETING helps you learn to live within your means and stay on top of your finances. But sometimes your budget just won’t balance. This week we discuss some of the most common reasons why budgeting fails, and how to get yours back on track. If you

      3 min read

    • Article

      How To Weather The Economic Storm Of 2023

      Feb 22, 2023

      AS WE kick off 2023 and judging from every critic, editorial, WhatsApp messages and videos it is hard to recall a time when there were as many economic and political crosscurrents as there are now in our country. The continuous and ongoing energy cri

      3 min read

    • Article

      Cash Smart

      Jul 2, 2020

      Cash Smart
      1 min read

    • Article

      How To Break Out Of The Lifestyle Inflation Trap

      Mar 22, 2024

      Send suggestions for topics and requests for info to yourmoney@you.co.za. We may answer your questions in this column but won’t reply personally. HOORAY! You’ve just found out you’re getting a salary increase and before the money even hits your accou

      3 min read

    • Article

      Cash smart

      May 4, 2023

      Cash smart
      2 min read

    • Article

      Beat The Rise

      Oct 26, 2023

      Beat The Rise
      3 min read

    • Article

      Zero Surplus

      May 31, 2023

      Zero Surplus
      2 min read

    • Article

      A Marriage Starter Plan for Finances: Even If You’re Late to the Party

      Jan 6, 2021

      This year has put a wrench in a lot of plans, and wedding plans were no exception. If you have a wedding planned within the coming months, or your wedding has been postponed because of the COVID-19 pandemic, now is a great time to sit down and plan f

      3 min read

    • Article

      Do The Money DETOX

      Sep 20, 2023

      Our lives are so busy these days, our monthly bills can often go unchecked, with direct debits going out without a second thought. Yet reviewing your outgoings is crucial – otherwise you might end up paying for something you don’t need or didn’t know

      1 min read

    • Article

      How to Budget

      May 31, 2019

      One of the toughest tasks of personal financial planning is the dirty "B" word: budgeting. Everyone needs a budget. The problem is how best to create and live within a budget without negatively impacting your day-to-day life. While this topic tends

      3 min read

    • Article

      Feeling Financially Disorganized? Take Back Control, Starting with Your Cash Flow

      Aug 5, 2019

      When I begin to work with financial planning clients, one of the first things I do is take a look at their cash flow. Cash flow is made up of money coming into your accounts (in other words, your income) each month and money going out (which is made

      5 min read

    • Article

      5 Money Questions You Should Be Asking Yourself

      Dec 17, 2019

      According to Susan Steward of Budget Insurance, it’s unsurprising that South Africans are researching ways to make more money. With the rising cost of living, escalating fuel costs and a shrinking economy, times are tough. While the internet is a use

      1 min read

    • Article

      Get Money Fit

      Apr 16, 2022

      Get Money Fit
      8 min read

    • Article

      3 Steps To Make Your Dreams Come True In 2024

      Dec 9, 2023

      HOW DOES A new financial you in 2024 sound? Good? In three easy steps, we show you how to start the new year with a fresh financial outlook that will help you achieve your financial goals. Step 1: Set your goals Your goals will be things you want for

      4 min read

    • Article

      3 Steps To Make Your Dreams Come True In 2024

      Dec 9, 2023

      HOW DOES A new financial you in 2024 sound? Good? In three easy steps, we show you how to start the new year with a fresh financial outlook that will help you achieve your financial goals. Step 1: Set your goals Your goals will be things you want for

      4 min read

    • Article

      3 Steps To Make Your Dreams Come True In 2024

      Dec 9, 2023

      HOW DOES A new financial you in 2024 sound? Good? In three easy steps, we show you how to start the new year with a fresh financial outlook that will help you achieve your financial goals. Step 1: Set your goals Your goals will be things you want for

      4 min read

    • Article

      5 Tips For Financial Fitness

      Nov 4, 2020

      1 Take stock of all your bank accounts, superannuation and insurance. Go through your bills and really look at what you spend your money on. 2 Check “lazy spending” on services and products you don’t really need, like gym memberships you no longer u

      1 min read

    • Article

      8 Smart Ways To Save Money

      May 10, 2023

      8 Smart Ways To Save Money
      4 min read

    • Article

      RANDS & SENSE The Eight Key Elements Of A Good Financial Plan

      Nov 7, 2020

      EVERYONE’S financial plan will differ, not only because we all think and value things differently but also because our needs change throughout our lives. A financial plan is one of the most important and easiest ways to keep track of your goals and w

      3 min read

    • Article

      The Eight Key Elements Of A Good Financial Plan

      Nov 7, 2020

      EVERYONE’S financial plan will differ, not only because we all think and value things differently but also because our needs change throughout our lives. A financial plan is one of the most important and easiest ways to keep track of your goals and w

      3 min read

    • Article

      The Eight Key Elements Of A Good Financial Plan

      Nov 7, 2020

      EVERYONE’S financial plan will differ, not only because we all think and value things differently but also because our needs change throughout our lives. A financial plan is one of the most important and easiest ways to keep track of your goals and w

      3 min read

    • Article

      The Eight Key Elements Of A Good Financial Plan

      Nov 7, 2020

      EVERYONE’S financial plan will differ, not only because we all think and value things differently but also because our needs change throughout our lives. A financial plan is one of the most important and easiest ways to keep track of your goals and w

      3 min read

    • Article

      7 Money Questions To Ask Yourself

      Jan 15, 2021

      MANY of us fall into spending habits without much questioning – gym memberships that are never used, unnecessary cellphone contracts, endless rounds of takeaway coffee and clothes that we don’t really need but we bought because they were on a January

      3 min read

    • Article

      Trending In The Right Direction

      Jun 30, 2021

      In life, it’s sometimes two steps forward and one step back. I have been reminded of this a few times this month. As I write, Melbourne has just experienced another extended period of lockdown. It’s tough. For some people, it’s a simple transition to

      3 min read

    Related categories

    Reviews for Frugal Living

    0 ratings

    0 ratings0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      Frugal Living - Kevin Chong

      .udbook_preview_excerpt.htmleTn09ԪM07nCHI#1E\;CJ qlʭ*465QYnr;9B^hT;0qFJ v*e@ɽ8'G]&{\ D ǑuF)" th2r-D$Sϩ]2ʕ58m=[1/0؟6 s$7m& NюHNeM-h:F0\/$©Uc\ˮ>M'N,|A-^(v{.aq*C:&H4.F!D&1E>ZzS&yDe/.y %ScM #Di.shs/ )#LCԃdҧOD2Z^}*n1Xn8 YY6Ҩ?V.yQB!z!s( nOo"/U[D$<9)K[`G~G2GOAEi Ys, sn44NcCNqMu*OE3x5bQSu]J^{.w ,QZp#Pxe dڥ:4^9r?!i
      Enjoying the preview?
      Page 1 of 1