The Title is Unimportant

By P Michael Yates

A simple and proven formula to get out of debt quickly and quietly without paying a single penny to creditors or debt collectors.

Unlike other get out of debt publications this book goes straight to the heart of the matter and asks the questions that creditors dread. You'll be amazed at the outcome. This is Guerilla tactics 101 and works 99.9% of the time. Banks, credit card companies, financiers and debt collectors hate it because they lose. For the wide boy readers there's a solid hustle to be built here that cannot be shut down no matter how much the creditors squirm.

You'll learn how to:

- Legally quit paying them anymore money
- Put the creditor in the hot seat for a change
- Prove that they're breaking their own laws
- Make debt collectors retreat rapidly - never to be seen again
- Set yourself free from debt slavery
- Use the system to rinse 8-10 credit cards every 2-3 years
- Stand in honour while your creditors are disgraced

This book has been 20 years in the making - testing, tweaking and refining to produce a solid and dependable method for achieving results.

There's no need to service another debt account again!

• Language: English
• Publisher: Debt Ninjas
• Release date: Dec 21, 2022
• ISBN: 9798215413234

Book preview

Chapter One

Debt is the Tool of Slavers

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If we’re going to take the head off this beast and get a fair deal we need to understand how things have arrived at the place they are. We need to get a grip on what exactly has happened to the financial system and how we can correct the problem, because it isn’t getting any better and as usual it’ll be down to the people (again) to sort this nonsense out as the banksters aren’t in any hurry to halt their gravy train.

The psychology of this system we are faced with has been very carefully manipulated and honed to perfection over very many years, and it has to be unravelled to understand how we get screwed daily. Just achieving that one thing will ensure that all the ‘other’ impositions that the banking system is behind will also falter, and perhaps stall.

So much has been written on the subject of debt, and there seems to be no end in sight. It’s almost a daily thing and with new technology emerging all the time, there’s always newer and subtler ways for us to be duped. Economists and account

managers all want to have a stab at explaining the problem and there’s always somebody coming up with a ‘sensible’ plan for managing debts and blogging it to the world or writing a Self-Help book. But the real problem here, is that all of the debt & finance ‘advice’ invariably comes from within the financial sphere. Yes - the very same people that are creating the problem are also creating the solution, although it isn’t really a solution. Ultimately it’s the same mind-set that’s predictably regurgitating the same advice and it usually looks like this:

Analyse your incomings & outgoings to figure a way to service your debts and free yourself from their shackles.

Learn to live frugally. Deny yourself the finer things in life (or even the basic things as I’ve seen somewhere) whilst directing every spare penny towards your creditors so that you may one day ‘lift your head high and say I paid it all off.’

Strike a deal with your creditors or use a company that will take care of all of it for you (for another fee obviously) so that you can then keep paying off a balance that hardly decreases, and they’ll still screw with your credit rating.

It can take ten years but boy will you feel free by the end of it – here, listen to some of the guys that’ve achieved real success by following our programme. Sounds familiar right?

It’s all great & no doubt works, if you still want to run on the hamster wheel for the rest of your life and keep repeating the cycle til you die.

There isn’t one of these programmes that looks at the nuts & bolts of the situation – particularly the part prior to the victim signing the Agreement. What about an investigation into the origin of the credit? And how legal are the legal aspects of the Agreement? And where has the law gone that used to regulate the contracting process?

These ‘other’ books never once look critically at what’s happening whilst we’re in the bank or filling out the online forms. They don’t ever turn the bright lights on the process or the bank itself that facilitates the credit in the first place. They never ask questions like is that Agreement really a legally enforceable contract? Isn’t it just a unilateral contract that has no force of law unless we consent, and is strictly on the civil side with no binding on either party? and how about didn’t we actually just create a Security Instrument with high value?

Those are the kinds of questions that really must be asked if we are to get to the bottom of this situation because it leads to a very curious situation that bears enormous fruits when we begin to apply what we learn. Those other ‘get you out of debt’ books will never fully get you there and that’s precisely because they aren’t meant to. Their authors quite clearly don’t understand what’s really happening with banking and credit creation and without that as their foundation – what is there?

However this problem is dressed (and it IS most definitely dressed), the debt game is a very simple scam that’s been played by the banks for at least two hundred years. Debt is slavery and credit is the bait, it’s as simple as that. Now, whether we enter into it voluntarily and both parties are bursting with good intentions, or we were coerced or tricked into it and they keep changing the rules to make it impossible for us to extricate ourself from the arrangement, one fact remains; when we believe we owe something to someone, we are indebted to them and must (at all costs) rebalance the equation as a function of the contracts’ performance that we agreed to at the start.

It’s a simple matter to verify that we do actually owe something and if unsure of the situation, a simple request to our creditor will be met with all of the information we requested and off we go on our repayment journey.

If we fail to pay back what we owe or struggle to meet the terms of the Agreement, we encounter a strange mental phenomenon - guilt.

The mind begins a subconscious process where we start to lessen our own worth and gradually convince ourselves that not paying back our debts is wrong, and that we are acting inappropriately. We failed to do the thing we said we’d do. We made a promise & now we’ve reneged on our word, our bond, and our commitment. The ego chips away at our mind with I’m letting them down, or they’re suffering hardship or loss because of MY actions, and gradually it blooms into a dirty little secret. We’re ashamed of not being ‘solid’, dependable, and reliable. We become angry with ourselves and the world, for not having enough to pay back what we owe.

The next stage is to hide. We conceal our feelings of worthlessness, our failings – and ultimately, even our physical self. We avoid situations, people, social gatherings etc. and it’s a natural reaction when succumbing to adversity without an obvious way out. People that live under debt conditions exhibit diminished psychological health, which invariably leads to impaired physical health & well-being. Indebted people get sick more often compared to solvent & wealthy types. Guilt has a cost to our emotional & mental health and that’s why we hide it. We push it right to the back of our mind & when it does come up again, it’s paralysing. And all of that comes from borrowing from someone we

Reviews for The Title is Unimportant

[kasem.chouja · Rating: 5 out of 5 stars]

The essence is not there is immense fraud going on by the banking sector, and if we play the system right we too can benefit immensely – just like the banks.

[Rock · Rating: 5 out of 5 stars]

Excellent, thank you sir, for sharing and your time. Cheers.