Guide & Journal to Assist a Loved One in Need of Care

By LR Hatfield

Assisting a loved one in need of care, is difficult. When the time comes to decipher through the advice the hospital or doctor provides, then comes the insurance questions. What will insurance cover? What type of insurance does your loved one have? Medicare? Medicaid? Both? Where do you start? The guide provides information to help navigate the difficult questions about insurance and provides scenario examples of how some services are utilized to help a loved one. The journal is provided to help keep notes organized of the different agencies and facilities that will provide information, seeking your business. The journal section contains questions to ask when looking for care for your loved one.

• Language: English
• Publisher: LR Hatfield
• Release date: May 19, 2022
• ISBN: 9798201466305

Book preview

Preface

Realizing help is needed is the first step. Making the call is the hardest step and admitting help is needed. Sometimes change is so gradual, it’s not noticed until the help needed is immediate. There is no such thing as immediate help.

This guide is a resource to assist you in finding and developing a plan to get the help needed. The sooner you start seeking help, the better.  

Contents

Chapter One: Questions to Answer When Seeking Services    Page 6

Chapter Two: Definition of Different Services and Medical Programs 

Page 8

Chapter Three: Explanation of Different Insurances     Page 14

Chapter Four: Scenario Examples       Page 12

Chapter Five: Additional Information       Page 25

Your Journal          Page 18

Chapter One

Questions to Answer When Seeking Services

Answering the following questions can help in the first step towards the appropriate help.

Have there been falls in the last six months? If yes, how many?

Is there a balance problem?

If yes, do you know the cause of the balance problem?

Is there an Alzheimer’s or Dementia Diagnosis?

Is there a recent hospitalization?

Is there a recent Rehabilitation stay?

New diagnosis?

Is bathing assistance needed?

Is housekeeping assistance needed?

Does the individual need help with meals?

Do they need assistance with insuring Medication is taken?

Is the caregiver in need of respite?

Is the diagnosis terminal?

What type of insurance does the individual have? Medicare? Medicare Supplement? Medicare Advantage? Medicaid? Long Term Care Insurance?

What is the doctor’s advice?

All these questions and more, are important when determining the type of care.

Chapter Two

Definition of Different Services and Medical Programs

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Home Health

This a program that is paid for by Medicare with a doctor’s order. Home Health is Physical Therapy, Occupational Therapy, Speech Therapy, and Nursing if needed. A person needs to be home bound. Make sure the Home Health company chosen explains the home bound status.