Money Circles: Freedom by Circulation

By Robert Mwangi

MONEY CIRCLES SEEKS TO shed light on the collapses we are courting as our economies here in Africa have not been circulating money but draining it. They have been profusely bleeding for decades but it’s now accelerated by borderless tools that sucks money at Fiber-optic speed. We started by draining skilled labor and with it the intellectual capacity to produce in Africa. We drain via imports creating massive trade deficits. The resultant unbalanced trade constantly throws us out of balance as we stagger towards blood merchants in the IMF and World Bank for transfusion to find some stability.

Since this is not a circle but linear, it’s temporary and a collapse or
take over of productive sovereign assets or income generated from
them is what ensues.

Money Circles will look at the CULTure and the psychology that
makes this unwise economic configuration possible. It will look a the network of drainage pipes in our economy in Manufacturing,
Agriculture and Finance. The emerging picture will reveal an unstable system as the tanks are not infinite and a collapse is imminent. In fact, scattered collapses are evident in different pockets of each
African country, presenting as rising crime, drug addiction, idleness, and entertainment overconsumption to numb hopelessness. While
all these may seem to have different etiology, they are children of the same father called trade deficits or lack of fair trading circles within each African country and trade with international giants.

However, Money Circles is not simply a proclamation of disastrous
outcomes of our current economic configurations in Africa which
are linear as opposed to circular, but it’s solutions manual.
The author follows a process he practices in healthcare which is Assessment,
Diagnosis, Intervention, Evaluation.

He earned his Bachelor of
Science in Nursing from University of
Alabama at Birmingham (UAB) and a
Masters of Business Administration in
Finance (MBA) from California State
University (CSUB). His experience
in a variety of economic sectors and settings spanning more than two decades informs his all-rounded
economic and business perspective.

As such, Money Circles is an assessment of our current Economic
structure and the diseased manifestation of it. Further, on the basis
of the presenting symptoms, Economic prescriptions are made but
they all have similar prescriptions as you read through the chapters: Circles! Money Circles!

• Language: English
• Publisher: Lulu.com
• Release date: Jan 26, 2022
• ISBN: 9781716041990

Book preview

Money Circles

Copyright © Robert Mwangi 2021

All rights reserved

No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without the express permission in writing from the copyright owner.

Published in the United States by

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AUTHOR’S CONTACT

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www.FiveFingersNow.com

COVER & INTERIOR DESIGN

Endless Inspiration | www.endlessinspirationke.com

Paperback ISBN: 9781716041990

DEDICATION

Nathan and Melody, your love for knowledge and your inquisitive questions beyond your years that seek simple truths from the complex has made me a better writer. This book was completed on the day you discovered the apples on a tree that you had watered and manured for 4 years. I deliberately planted the apple tree and other fruit trees of different bearing ages and assigned them to your care to teach you many lessons ; patience, consistency, discipline, making our products and growing our food right here in Kenya.

MONEY CIRCLES & THE AUTHOR

To thrive, Africans must deliberately create MONEY CIRCLES! A deliberate and collaborative network of MONEY CIRCLES!

Money Circles seeks to shed light on the collapses we are courting as our economies here in Africa have not been circulating money but draining it. They have been profusely bleeding for decades but it’s now accelerated by borderless tools that sucks money at Fiber-optic speed. We started by draining skilled labor and with it the intellectual capacity to produce in Africa. We drain via imports creating massive trade deficits. The resultant unbalanced trade constantly throws us out of balance as we stagger towards blood merchants in the IMF and World Bank for transfusion to find some stability. Since this is not a circle but linear, it’s temporary and a collapse or take over of productive sovereign assets or income generated from them is what ensues.

Money Circles will look at the CULTure and the psychology that make this unwise economic configuration possible. It will look at the network of drainage pipes in our economy in Manufacturing, Agriculture and Finance. The emerging picture will reveal an unstable system as the tanks are not infinite making an economic collapse imminent. In fact, scattered collapses are evident in different pockets of each African country, presenting as rising crime, drug addiction, idleness, and entertainment overconsumption to numb hopelessness. While all these may seem to have different etiology, they are children of the same father called trade deficits or lack of fair trading circles within each African country and trade with international giants.

While all these may seem to have different etiology, they are children of the same father called trade deficits or lack of fair trading circles within each African country and trade with international giants.

Solution’s Manual

However, Money Circles is not simply a proclamation of disastrous outcomes of our current economic configurations in Africa which are linear as opposed to circular, but it’s a solutions manual.

The author follows a process he practices in healthcare which is Assessment, Diagnosis, Intervention, Evaluation. Before becoming an author of economics books, he treated heart surgery patients in Cardiac-Thoracic ICU as an ICU nurse. He earned his Bachelor of Science in Nursing from University of Alabama at Birmingham (UAB) in 2006 and a Masters of Business Administration in Finance (MBA) from California State University (CSUSB) in 2013. His experience in a variety of economic sectors and settings spanning more than two decades informs his all-rounded economic and business perspective.

As such, Money Circles is an assessment of our current Economic structure and the diseased manifestation of it. Further, on the basis of the presenting symptoms, economic prescriptions are made but they all have similar prescriptions as you read through the chapters: Circles! Money Circles! Explicit and implicit Money Circles is a constant theme which is the solution to wade off a collapse and heal existing pockets of the collapse as well as create a thriving economy that is working for Africans. The current system drains from Africans using a network of separate and interconnected pipes and chains. The result is captured or indentured African servants who are simply a slaved cog in the global economic engine.

Money Circles will feature Kenya prominently but this is a story of Africa and its solutions can be applied across the continent. Applied consistently, the prescriptions will cure Africa of poverty and accompanying maladies.

Debt and imports are the single most corrosive agents of wealth of a nation as well (and ironically so) the wealth of Africans who make the drainage systems possible.

The goal of this book is to educate Capital holders in Africa to be deliberate on how they invest as they have a stake in the outcomes. As Money Circles will expound later in the chapters, drainage Economic systems erode the value of wealth of those holding or hoarding capital. Debt and imports are the single most corrosive agents of wealth of a nation as well (and ironically so) the wealth of Africans who make the drainage systems possible.

But even when the holders (in some cases hoarders) of capital in Africa don’t participate, all readers regardless of their current money’s station in life can apply these solutions to create new wealth. Skill is the most potent agent of economic transformation. In this information age, most readers have access to information which can be transformative in creating wealth or Money Circles by learning new skills from distant lands. The author knows this first hand because he has taught himself how to play the electric guitar and make silage in the last year using YouTube videos. Skills to make Furniture, Clothes, Metal structures, Brakes pads, Soap, Vegetables oils, Farming can be learnt right from a phone to create preserving Money Circles. This is of course a desperate measure as we push for targeted practical training centers in the country and the continent by the public and private sector.

Money Circles can be seen as a logical step from Five Fingers, his second book published in 2020. While Five Fingers focused on stunted production in Africa attracting debt and beggarly led by blind men we call leaders, Money Circles focuses on the flow patterns of money. In some Chapters the dangers of linear (and mostly one way flow to China or the West) of money is pronounced. In others, the hidden solutions in Circles are called to life. Regardless of the topic handled by each chapter, the underlying message is simple. To thrive, Africans must deliberately create MONEY CIRCLES! A deliberate and collaborative network of MONEY CIRCLES!

A BOOK IN FRAGMENTS

This book started as articles on Afrisponsible.com where the author had committed to give free access to this material to his readers for a limited time. Most of the articles have been pulled from the blog to permanently reside in this book: Money Circles. The articles have been modified to fit the purpose of this book. Some chapters and material were never on the blog so dive in as we create Money Circles’ paradigm shift.

Even though each chapter is written to stand on its own, each section focuses on a subject matter that is necessary to Circle the Money in this nation.

SECTION 1

DRAINS vs CIRCLES

CHAPTER 1

CIRCLES EVERYWHERE

With these overwhelming Circles in the natural and manmade systems, there is no denying that a thriving economy should mirror this intelligent pattern; Circle!

Even though life is linear, meaning we cannot go back to yesterday, it’s made possible by many Circles, invisible Circles. From the global to the micro, everything moves in a Circle. The earth orbits around the Sun. If the earth moved linearly, we would have to have many Suns along its path in space or the Sun moving parallel to earth heading towards a cosmos invasion of distant galaxies. Alternatively, the Sun would not be a ball or a circle but a line. A never ending line of Sun stretching across the known and unknown universe. This would create chaos and disorder of extraterrestrial proportions. When you consider that the Earth’s speed in space is 108,000km per hour, it would mean that in a single year, the earth would have travelled past 1 billion kilometers of our linear Sun. What a waste of Sun left in the past never to be useful again? The Intelligent Designer however solves this mess by programming a ball we call earth to move in Circles around an energy giving center we call Sun. When you consider the alternatives, moving in Circles doesn’t sound that bad after all. Right?

The sun itself is only possible because of Circles. You might know that hydrogen atoms fuse to form helium in what is referred to as Nuclear Fusion with an unbelievable burst of energy. But much of the Sun’s energy is made of hydrogen fusion into unstable atoms of 2 or 3 hydrogens that never become helium (which is made from 4 hydrogens) that give up awesome energy as they combine and quickly decay back to hydrogen to repeat the Circle. A seemingly never ending back and forth which is the restless yellow ball above our skies. Simply, a nuclear Circle. These thermonuclear Circles keep the sun constantly supplied with fuel.

Coming down from space, water which is essential for all living forms on earth mostly resides in the oceans. 75 percent of the earth’s surface is covered by oceans. Just like in the extraterrestrial, Circles are the heros down here. Circles make water available to all life lived away from the oceans. The ocean rises up in the Sun’s heat to form clouds which are moved by the wind to drench the landmass and go back to the ocean as drainages we call rivers. Without