Money Is Simple: How The World Taught You Made It Complicated
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About this ebook
The purpose of the book is to have you dream again and focus on your life purpose. It gives you the practical financial steps to make your dream a reality.
It gives you a greater level of discipline over all your financial decisions, so your new found wealth stays in your family, and not with creditors.
Brian Stephens
Working and living in the South of France as a website designer, blogger and ebook publisher.
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Book preview
Money Is Simple - Brian Stephens
Money Is Simple
How The World Taught You Made It Complicated
Brian S. Stephens
Money Is Simple
How the World Taught You Made It Complicated
Copyright © 2018 by Brian Stephens
Published by IngramSpark | Ingramspark.com
All rights reserved. No parts of this book may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, digital, photocopy, recording, or any other without prior permission of the publisher.
Scripture marked KJV are taken from King James Version, public domain.
Scripture marked NIV are taken from Holy Bible, New International Version®, NIV® Copyright ©1973, 1978, 1984, 2011 by Biblica, Inc.® Used by permission. All rights reserved worldwide.
Scripture marked GNT are taken from Good News Translation Copyright © 1992 by American Bible Society.
Scripture marked ESV are taken from The Holy Bible, English Standard Version. ESV® Text Edition: 2016. Copyright © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers
Cover design and formatting by Ebooklaunch.com
Back-cover photo: Melva Jones
ISBN 978-0-578-40867-5 (pbk)
ISBN 978-0-578-40527-8 (eBook)
Acknowledgments
Special Thanks to my Lord and Savior Jesus Christ
My Wife, Michele & Son Rayshawn, and Daughter Raven
My Family that raised me, and help shape my character;
Mom, Helen Stephens
Grandparents; Ernest and Lillie Mae Reese
——————
Our Finance Team; Maurice Goins, Pamela Greene, Granville & Ilene White
James Saunders
Teresa Sanders
Danielle Sydnor - Thanks for teaching me about Dream Boards
.
Asia Newell
Angela Wilcoxson
Sherri White
——————
Dr. John L. Dew Jr.
Liza Smith
Mendi Carrington
Breana Smith
Jason Carter
Freda Houchins
Nina Pettry
Thank You
Amani Spicer who planted the first seed for me writing this book
——————
Min. Harold Webb, Director of Christian Education
My Pastor; Kevin James for allowing me the chance to teach the finance class
To New Community Bible Fellowship, thank you for allowing me to play a small part in your life’s journey
Contents
1. How much is Enough?
2. Some of our School Systems let us down
3. Credit vs Net worth
4. What are your Dreams and Passions?
5. Budget and Emergency Fund
6. Consumer Debt
7. Investments
8. Short-Term vs Long-Term Thinking
9. Will you be a Victim or Victorious?
10. Dream Board/Vision Board
Tools for your Journey
Bonus Tip
- Chapter 1 -
How much is enough?
Let me start off by saying I am not a financial expert. I do not even work in the financial sector as a banker, broker or a financial analyst. I have just been blessed to teach a finance class for the past twelve years at my local church. I am just a regular man that always wondered how most people I’ve met never had enough money and always seemed to need more.
For example, a person who made $35,000 a year may think if they could just make $45,000, they would be okay. Then