The Great Covid-19 Financial Opportunity

By Jim Masson

Jim Masson's The Great COVID-19 Financial Opportunity was written because many people have been sickened or have died because of this global pandemic. There is now also much financial destruction and hardship throughout our economy. The sad thing is that much of the economic damage is self-inflicted and it was largely preventable.

We can't let it be repeated the next time a disaster strikes us, as it surely will. Hurricane, earthquake, flood, fire or layoff. There will be another disruption to our economy. Whether it's nationally or regionally, a disaster will happen again. Meanwhile, the pandemic effects will continue to remain with us for a while at least, creating its unprecedented havoc. That will provide us with more economic tests. In a brighter vein, more economic opportunities have been opened up for us.

Neither governments, companies nor individuals were responsible for the COVID-19 pandemic, and yet because of their universally poor spending habits, they all added to the underlying destruction the virus has caused to our economy, both on a macro and on a micro-level. Since The Great COVID-19 Financial Opportunity is not targeting the former two groups, we haven't offered much to correct their transgressions.

It's individuals overall who stand to benefit both immensely and immediately from the power of this book's unique content since they were the ones caught the most flatfooted by COVID-19. Those people had been conditioned, to the point of mindless consumer overspending, who have done the most damage to their situation. The Great COVID-19 Financial Opportunity aims to change all that, one reader, at a time. Within these pages are the treasures, topics, and tips that will help the reader avoid the pitfalls and to take proper advantage of the opportunities created in the new reality caused by The Great COVID-19 Financial Opportunity

Out of every disaster, economic upheaval or setback come new and exciting opportunities. This pandemic disaster is certainly no different. Does the reader understand where to find both current opportunities and future financial security? The general populous, as a group, has neglected their personal security for several decades, because of society's conditioning. It needs to change, starting now. We all have personal resources that need better managing too. Take back your personal power through Smart Resource Management. The Great COVID-19 Financial Opportunity was designed to provide the reader with the necessary step by step understandings to do exactly that. This is one of the year's best values.

• Language: English
• Publisher: Jim Masson
• Release date: Aug 2, 2020
• ISBN: 9781005532994

Jim Masson

Jim Masson is a businessman, author, sales trainer and sales consultant with a selling career that spans nearly 50 years. He has sold and managed the sale of millions and millions of dollars worth of products and services. Plus, he spent many of those years, training salespeople to function as master professionals while helping to build award winning sales teams.Jim began his selling career while still in high school. While working part time for a full line General Motors dealership in a small town in Northern Ontario, Canada, he sold a pre-owned car at only seventeen years of age. He was pleasantly surprised when rewarded with a commission for that sale. It the first of many, and he discovered that getting paid for his efforts was indeed, very, very good!After attending Algonquin College Business Campus in Ottawa, Canada's capital, he owned and operated two small business before having a successful selling career with large automotive dealerships there, before relocating with his wife Wanda to Vancouver, British Columbia, in the early 1980s. There, Jim partnered for almost ten years in an automotive services business.After selling his interest in that business, Jim resumed his automotive career as Sales Manager and Sales Trainer with major automobile dealerships that achieved new levels of sales and customer satisfaction success. A number of sales people who he helped train have become nationally recognized as Sales Leaders and Sales Masters and several were promoted to Sales Management positions themselves.Jim has always recognized the tremendous need for professionalism in the selling industry and affordable training in all areas of selling and customer service. In order to share his extensive experience and success with those pursuing a career in the selling profession, Jim initially wrote his book, "Getting Paid is Good!!"He has also offered live sales training seminars to both sales novices and seasoned pros, through school board sponsored Continuing Education classes on Vancouver Island, where he and Wanda make their home.Now, he is very pleased to present to you, “An introduction to Selling at Mastery”along with a link to “Selling at Mastery”. Additionally, there is Manage Your Sales Floor at Mastery. These powerful e-books are a compilation of all the material that was initially presented over forty hours in his live, boot camp style seminar presentations, plus additional strategies, tools and concepts.These e-books have one defining purpose. That is, to provide effective and affordable Profession Development Training for individuals, business owners and sales managers, wishing to either upgrade their own selling skills or to train salespeople for a better future by learning how to sell as a master professional.

Book preview

The Great COVID-19 Financial Opportunity

Jim Masson

Copyright 2020 by Jim Masson

Published by, Jim Masson

Smashwords Edition

Table of Contents

Introduction

Chapter One

Our Economic Structure

Chapter Two

Your Budget and Your Needs vs Your Wants

Chapter Three

Health: Your Daily Food Intake

Chapter Four

Kiddies in Charge and Understanding Santa Clause

Chapter Five

Deposits and Prepays, Giftcards

Chapter Six

The Foolishness of Buying Bottled Water

Chapter Seven

Storage Lockers

Chapter Eight

Pack Lunches for School and Work

Chapter Nine

Food Security

Chapter Ten

Transportation Options

Chapter Eleven

Housing

Chapter Twelve

Credit Cards

Chapter Thirteen

Spending to Save

Chapter Fourteen

COVID-19 Surcharges or Price Increases?

Chapter Fifteen

Gratitude and Charity

Chapter Sixteen

Bonus Tips

Chapter Seventeen

The New Normal

Chapter Eighteen

The End Game

Introduction

Isn't it time for really

SMART RESOURCE MANAGEMENT?

COVID-19 has sickened a lot of people, thrown so many people out of work, killed thousands upon thousands and thrown entire country's economies into general chaos and even into depression.

Virtually, the entire world was caught flatfooted once again by a devastating and somewhat predictable event. Why? Because, being the ever optimistic creatures that humanity is, we tend to have very, very short memories. We, as a natural survival mechanism, consciously try to shut out, from memory, our worst experiences in life. If we didn't, we would always live under a dark cloud. However, this also brings some very real dangers to our lives. If we remember nothing, we can't ever learn. We might therefore allow those bad experiences to repeat themselves and to allow those things to reek general havoc on our lives once again.

Although COVID-19 is presumed to be a new disease, pandemics themselves are not new. In fact, in 1918 the Spanish flu pandemic killed over 50 million people worldwide. Most people living today know very few of the details of that global event. Because of their ignorance of history, many people vastly underestimate the killing power of Covid-19.

We need to make this point again. COVID-19has crushed dreams and economies all around the world, created depression-like conditions and thrown millions upon millions of people out of work, while throwing whatever financial plans those folks might have had for a serious loop. Here is Smart Resource Management to help to rescue those and other individuals.

COVID-19 has exposed the many vulnerabilities of our modern, careless and very greedy society that is and has been based on conditioned mindless consumerism. Millions of people in our society lived paycheck to paycheck even before this pandemic struck. These people have forgotten that depressions and mass layoffs virtually always have followed the great economic times. When everything feels like the economic party will go on forever, well, guess what? It never does. Because of that fact, you need to always remain vigilant. This does not mean living in a state of paranoia, only in a state of constant mindfulness and sensible preparedness.

Prior to the COVID-19 outbreak, governments, businesses and many individual citizens have been spending much like a drunken sailor on shore leave. Governments have been cutting taxes, mainly for the wealthiest companies and individuals, while throwing money around everywhere else. They were not saving for that proverbial rainy day.

The working citizenry were doing much of the same thing. They have maxed out their credit cards, drained their savings accounts and spent copious amounts of money to acquire duplicates or triplicates of what they already had, just for the sake of accumulating, rarely, if ever on the basis of pure need.

Now, since COVID-19, those governments, and businesses, along with plenty of regular people everywhere, have experienced more financial stresses than they could ever have imagined previously. While governments can print more money, in case you haven't noticed, poor people can not.

It isn't only the lowest income and working poor, who have found themselves facing severe cash shortages from this COVID-19 pandemic crisis. There are plenty of folks who lost good paying middle class jobs and then suddenly found themselves lining up for handouts at their local food bank. As well, they fell behind in their rent and their vehicle or mortgage payments. Do you need to be reminded that credit ratings take major hits when required payments are missed?

What when wrong? Simply stated, despite those higher earnings, these people did not properly plan to protect themselves or protect their family. They failed to have sufficient cash reserves to meet all their upcoming financial obligations, not even for a single month, let alone the recommended two or three months.

Whether there was no money for rent, mortgage payments, utility payments, car payments or their high interest credit card obligations, there just wasn't the cash on hand to pay those bills as agreed to. And let's not forget food. Everyone needs to eat and to feed their families.

Food banks are helping a lot of folks who ducked their personal responsibility and left their guard down. Included in proper monthly planning and the protecting of your personal obligations are the requirements of setting aside sufficient savings. These savings should be treated in the same way you think of your housing costs. Savings needs to be thought of as absolutely essential to your life, because they are.

We get it. Minimum wage jobs make it difficult (although not impossible to save money). During the COVID-19 crisis, much of society has now recognized the essential nature of so many of those minimum wage jobs. Those fortunate enough to have good paying, middle class jobs should be able to do much better in the savings department, That is, unless they fall into society's trap of conditioned mindless consumerism and the resulting meaningless debt.

The purpose of this book is to give you guidance in simplifying your life, maximizing your precious cash reserves, and, oh yes, to protect your personal credit score. COVID-19 is a truly nasty disease, to say the least . However, even with something so ugly and dangerous to our society as well as to our way of life, there can be plenty of positive lessons to be learned and more than a few opportunities to be had. The virus won't dominate out lives forever but, like it or not, in our capitalistic society, money always will dominate. That means that you will need to protect your earned share.

Think about it, life, post COVID-19 outbreak, has been very much simplified, whether we actually like it or not. There is less traffic on the road, fewer personal outings, fewer holidays and much more online shopping. In a lot of ways, it is like life was in the fifties. There is nothing like our giving away our age, is there?

If you embrace most of this simplicity into your daily life, you will feel your stresses just melt away while your assets, especially your cash assets, will multiply before your eyes. Come with us on our journey to help you not just survive but actually prosper in these most challenging times. There are opportunities now and now is the right time to exploit those opportunities.

Chapter One

Our Economic Structure

Everyone has assets or personal resources beyond just money they can identify with and so they should. Brain power, physical strength, health, support circle of friends, all are assets. Consequentially, they all need to be managed properly. Smart Resource Management is the term we most like to use. Therefore, you will find that this book is loaded with tips and ideas to help you maximize the returns on your personal assets and resources.

But before we get into the actual tips and strategies necessary to improve those assets and resources, let's take a simplistic look at how the economic structure of our well established capitalist society works. You will need to fully understand these simple concepts if you are going to be able to alter your long standing conditioned behaviors.

You see, the business community constantly needs to condition you into unconsciousness in order for you to become their unwitting accomplice in building their profits. We will share some of their methods with you so that you might better be able to defend yourself.

Elements of greed are at the foundation of the capitalistic system we live under today. Greed victimizes everyone eventually, who succumbs to greed as the way to obtain their happiness. The one percenters get greedy collecting your money. They add to their money stockpile because the ninety nine percent foolishly get greedy collecting worthless stuff rather than hanging on to their hard earned money.

Relatively speaking, over the past centuries, a small number of very powerful individuals, kings, queens, dictators and oligarchs always have had large amounts of both money and privilege, while everyone else struggled just to get by. In modern western capitalism, the masses are sold an illusion of happiness and success. All they need do is simply buy more and more stuff.

Folks are told that in order to be happy and successful in life, they need lots and lots of things. Money and power have become the subject of the capitalistic cult worship.

In a concept, associated with the Dali Lama, it makes sense to consider this. People were created to be loved. Things were created to be used. The reason why the world is in chaos is because things are being loved and people are being used.

People are also told that we live in a world of scarcity. That said, we had better hurry to get even more than our share of what is there before someone else does. So, the lesson from society is, we need to put our head down and put our nose to the grindstone. In other words, work hard so we can get out to shop and buy more stuff. Migrant workers in the fields work hard, miners work very hard, in fact plenty of people work very hard yet remain very poor. They