Making the Grade: A Teen's Guide to Good Money Management

By Katina C. Brown

As a teen entering adulthood life comes at you fast. Parents can only prepare you for so much and sometimes good money management is not at the top of the list. "Making the Grade" will teach you basic money management techniques that you can implement today, and by implementing these techniques in the early stages of your financial life you will set yourself up for a future of financial success and not financial suicide.

• Language: English
• Publisher: iUniverse
• Release date: Nov 25, 2009
• ISBN: 9781440175305

Katina C. Brown

Katina served ten years in the United States military where she managed millions of dollars of government funding. In the private sector she held numerous accounting positions before settling in the Chief Financial Officer position of a multi-million dollar manufacturing company. In 2003 Katina began expanding her knowledge into personal financial advising, which quickly became her passion. She has helped countless families with their finances and has held numerous seminars on sound financial planning. This book was born from her acclaimed teen seminars. The goal of this book is to educate teens so they can avoid the common mistakes made when managing money. Katina has a Bachelor in Business Administration from California Baptist University and a FINRA Series 6 and 63 Securities license. She resides in California with her husband and two children.

Book preview

Copyright © 2009 by Katina C. Brown

All rights reserved. No part of this book may be used or reproduced by any means, graphic, electronic, or mechanical, including photocopying, recording, taping or by any information storage retrieval system without the written permission of the publisher except in the case of brief quotations embodied in critical articles and reviews.

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Because of the dynamic nature of the Internet, any Web addresses or links contained in this book may have changed since publication and may no longer be valid. The views expressed in this work are solely those of the author and do not necessarily reflect the views of the publisher, and the publisher hereby disclaims any responsibility for them.

Unless otherwise indicated, all Scripture quotations are taken from the New International Version (NIV) of The Holy Bible.

For speaking engagements, contact:

Katina C. Brown

Email: [e-mail]

ISBN: 978-1-4401-7529-9 (pbk)

ISBN: 978-1-4401-7530-5 (ebk)

iUniverse rev. date: 11/16/2009

Contents

Chapter 1

Money Is a Tool

Chapter 2

Proverbs 3:9-10

Chapter 3

Be an Automatic Saver

Chapter 4

Know Your Expenses

Chapter 5

Avoid the Credit Trap

Chapter 6

Let’s Review

Glossary

A special thanks to my husband for loving me unconditionally and sharing me with the world.

And

To Vanessa and Andre Jr., Mommy loves you.

Additional thanks:

Thanks Momma for always supporting me.

To Jon and Dana Graham, thanks for expanding my vision and

teaching me how to help families.

If you have a heart to help people contact:

Hands for God

Co-Founders

Katina C.