Hard Money

By John West

Stop living from paycheck to paycheck. Achieve Financial Independence. Retire Early. Join the FIRE movement that's igniting the world.

Everybody wants to scrape together enough money to escape the rat race and live their dreams. But very few people are willing to put in the effort and make the sacrifices required for this to happen.

Building wealth is not about buying expensive toys.

Nor is building wealth the same as making money. That's like saying that having children is the same as going on a date.

And to extend that analogy, as far as salaries are concerned, it's not the size that matters, it's what you do with it.

Learn how you can save money every month, no matter who you are, or how much you earn.

Learn how to avoid the mistakes that lead to financial ruin.

Discover how the rich and famous throw their money away.

And learn why it's better to build wealth slowly than to just have lots of money.

This is no get-rich-quick scheme. It won't be easy. That's why it's called Hard Money.

Work while they sleep. Learn while they party. Save while they spend. Then live like they dream.

You have a very slim chance of winning the lottery. You have a better chance of building wealth slowly. If you have the right attitude.

If you want it bad enough.

• Language: English
• Publisher: Burning Books
• Release date: Mar 19, 2018
• ISBN: 9781386757269

John West

We've all had those nights where drunken sex with a witch in a blood pentagram under a full moon on the roof of your favourite Johannesburg nightclub summons a hard-drinking demon who changes the fate of the human race forever. Right? No? Just me, then?

Book preview

Chapter 1  – Last Chance

This book might not be for you.

If you would rather live a happy life, with a loving partner, a functional family and a large circle of friends, then read no further.

And that’s okay. Most people would rather live that way. Maybe people SHOULD live that way.

If you want an album full of happy photographs, testament to a life lived to the full - burn this book.

Do it now, before it infects you with the insane desire to build wealth and achieve financial freedom.

Chapter 2  – On The Other Hand

Still with us?

$

No warning can save people determined to grow suddenly rich, said Lord Overstone in the 19th century.

$

Except that this is not a get-rich-quick book. That would be Easy Money. You can find dozens of those books online, detailing many ways to make it big. Some of these schemes work for some people some of the time. When they don’t work, most people give up and remain tied to the hamster wheel till their dying day, exhausted and drowning in debt.

But there is a choice you can make. You can choose to work hard for as many years as it takes to scrape together enough cash to break those chains and live a life free from financial worry. To stop living from paycheck to paycheck.

$

You may then decide to carry on working, in the same industry or elsewhere. Unfortunately, most people struggle for years in jobs they hate. Try to avoid this. If you can’t do well at a job you love, either do well at a job you hate, or struggle in a job you love.

If you want to learn how to focus on building wealth, the hard way, then read on.

$

Everybody wants to win the lottery. But not everyone buys a ticket.

The same principle applies here.

Everybody wants to build a nest egg, to scrape together enough money to live his or her dreams. But very few people are willing to put in the effort and make the sacrifices required to make it happen.

The hardest part is often just starting the journey. Accepting that you need to change and committing to it.

You have a very slim chance of winning the lottery. Don’t let that stop you buying a ticket. Stranger things have happened. But you have a much better chance of building wealth slowly, over 20 or 30 years. If you have the right mindset.

If you want it bad enough.

$

Let me make this crystal clear before we carry on.

$

THERE IS NO MAGIC FORMULA THAT CAN INSTANTLY FIX YOUR FINANCES.

$

If that’s what you were looking for - please refer to Chapter 1.

Instead, this book will remind you of the unpopular old fashioned notion that if you stay focused, work hard and save your money, it might just pay off at the end of the day.

If you would rather be a rock star or an actor, I wish you the best of luck. The world can never have too much music.

Don’t try to make money writing books. Trust me. Rather go with the rock star thing.

And be sure to buy that lottery ticket on the way to your first gig. Just in case.

Chapter 3  – What’s It All About?

I’m glad you asked.

This book was written to help people manage their personal finances and their attitude to, and relationship with, money. Small changes in attitude, sustained over lengthy periods, can have far-reaching effects.

With the right attitude, you can avoid financial pitfalls and slowly build wealth over the course of your working life. The right attitude, combined with focus, discipline and determination.

$

Building wealth