How To Save 5000: Reduce Your Outgoings without Reducing Your Lifestyle
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About this ebook
HOW TO $AV€ 5000: REDUCE YOUR OUTGOINGS WITHOUT REDUCING YOUR LIFESTYLE, as the name suggests, is a book that will teach you how to keep more of the money you earn, without making any cutbacks, just changing some spending habits.It IS possible to maintain your current lifestyle, within reason, and spend less money at the same time. This book will teach you ways to spend smarter. By following the techniques, you will change your spending habits and save thousands each year. Better still, each year’s savings carries forward into the next year, so you could save not just €5,000 but tens of thousands of euro over time!For each major category of household expenditure, the book suggests simple, practical money-saving tips, based on key principles, including:• Shop around / do price comparisons• Think long-term / total cost of use / ownership• Think of cumulative, not one-off, savings• Pay only for what you need – needs analysis• Track your spending / monitor trends and changes• Buy in bulk• Avoid brands• Time your purchases for special / seasonal offers• Plan your shopping / avoid impulse buying• Learn to DIY – food / cooking gardening, housekeeping, building repairs etc• Use vouchers / coupons / reward points etcAnd the system really works! The author, James O’Donovan is now on his fourth year of savings. He shares his experience – and the results of his savings – with you in this timely book.
James O'Donovan
James O’Donovan has a B.Sc. in Computer Science and a Post Graduate Diploma in Computer Engineering. He spent the first eight years of his career working in software development for several Irish and international software companies and the past 11 years working in the area of Information System Compliance and Validation of Computerised Systems for many of the multinational pharmaceutical companies in Ireland. He has always had a keen interest in getting value for money and sourcing good deals for anything he purchases. He is particularly interested in helping people to spend their money smarter in the current recessionary climate. This is why he wrote How to Save 5000: This year and Every Year – Reduce Your Outgoings Without Reducing Your Lifestyle and developed the www.HowToSave5000.com website. In his spare time, he enjoys running, cooking, keeping up-to-date with the latest advances in the world of motoring and reading anything in the area of entrepreneurship and innovation. He is married to Rosaleen and has one son, Daniel.
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