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    Steve Lopez: Madness and migraines? Side effects of trying to negotiate the Medicare maze

    More than half a century ago, while working as a teenage playground aide, I made my first payroll-deducted contributions to Social Security and Medicare. Recently the federal government sent me a letter informing me that I'm about to begin collecting on my investment. That's good news, but in a perfect world, there'd be less paperwork and bureaucracy as you get older, and fewer hard choices ...
    by Steve Lopez, Los Angeles Times Aug 15, 2023 4 minutes
    New York municipal retirees protest the Municipal Labor Committee voting to eliminate traditional Medicare as the only health care option in lower Manhattan, New York on Thursday, March 9, 2023.

    More than half a century ago, while working as a teenage playground aide, I made my first payroll-deducted contributions to Social Security and Medicare.

    Recently the federal government sent me a letter informing me that I'm about to begin collecting on my investment. That's good news, but in a perfect world, there'd be less paperwork and bureaucracy as you get older, and fewer hard choices and confusing options.

    With Social Security, you've got to decide whether to begin collecting at lower monthly amounts in your early to mid-60s or wait for the maximum payout at 70. It's a roll of the dice either way. I went with the latter, which meant

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