SO THERE we have it – the first month of the year is almost over and for many it’s a case of good riddance!
It isn’t called Januworry for nothing: the funds that have to stretch and stretch long after the holidays are over, the school fees that need paying, the uniforms that need buying, the stationery that needs stocking, the fridge that needs filling . . . our pockets can feel decidedly empty by the time pay day rolls around.
It may be tempting to rely on credit when the going gets tough – but there’s always the danger of things spiralling out of control. Just ask YOU journalist Pieter van Zyl, who found himself so deep in debt his entire salary was gone by the second of the month.
Pieter tells his story on page 22, detailing how it happened – the swipe, swipe, swipe of the credit cards – and
