Los Angeles Times

Commentary: Wildfires never threatened my home. But my insurer said they do — and dumped me

California’s wildfire insurance crisis came knocking at my door just a few weeks ago when my long-standing insurer abruptly dumped me. I’m one of hundreds of thousands of Californians who have lost coverage on their homes as insurers invoke the problem of wildfire risk. I’m a former insurance commissioner of California. If it happened to me, it can happen to you. Things weren’t always this ...
A home burns as flames from the Dixie fire tear through the Indian Falls neighborhood of unincorporated Plumas County, California on Saturday, July 24, 2021.

California’s wildfire insurance crisis came knocking at my door just a few weeks ago when my long-standing insurer abruptly dumped me.

I’m one of hundreds of thousands of Californians who have lost coverage on their homes as insurers invoke the problem of wildfire risk. I’m a former insurance commissioner of California. If it happened to me, it can happen to you.

Things weren’t always this dire for Californians. A few years ago, my insurance company assured me that if I took steps to protect my home, then

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