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    OK Boomer vs. Avocado Toast: How to Talk Money Across Generations

    by Matt J. Goren, Ph.D., CFP® Jul 29, 2021 3 minutes

    Since Baby Boomers entered adulthood in the late 1960s and early 1970s, the American financial landscape has changed drastically and is almost unrecognizable. Most middle-class Americans used to expect pensions. Now, pensions are gone and 401(k)s are in. Credit cards, invented in the 1970s, have become the dominant way middle-class Americans spend their money. Oh, and you may have heard about exploding debt levels and housing prices.

    Because of this, it may be very difficult for a member of an older.

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