Funding your next remodel

as more time at home given you ambitions for upgrading your surroundings? Maybe you’re yearning for a “sanity shed” where you can take undisturbed work calls in the backyard. Or you have visions of a family room refresh that also creates space for a family study hall. Once you’ve talked to contractors and worked up a remodeling budget—with room for unexpected expenses, of course—the next step is finding the funds. Do you dip into savings or borrow the money? With mortgage rates hitting