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  • The Christian Science Monitor

    In debt or struggling to save? Artificial intelligence can help.

    Apr 05, 2019 4 minutes

    Olivia Moore of Chicago was $20,000 in debt when she downloaded Tally, a personal finance app designed to help customers pay off their credit cards. With Tally’s help, in less than two years she was able to cut her debt in half. Similarly, Callie Person of Florida turned to an app called Charlie, and in less than a year, she was able to set aside $1,500 in savings.

    In a nation challenged not just by debt and tight incomes but also by shortfalls in financial literacy, those are significant victories.

    And these apps have a distinctive feature: Tally and Charlie are early examples of deploying artificial intelligence, or AI, to assist with personal finance.

    It’s a

    A big need for financial helpThe limits of AI toolsIs it safe?

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