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Opinion: One of many problems with short-term insurance plans: Consumers can’t understand them

The language in short-term health insurance plans is confusing, and written at a reading level many Americans can't follow.

Most people try to avoid reading their health insurance policies — that’s what employers and insurance agents are for. Anyone who plans to buy short-term health insurance, though, will need to read the policy carefully.

Related First Opinion: Extending the length of short-term health plans is good for consumers

The Trump administration recently announced plans to allow consumers to buy short-term health insurance plans that last for up to a year. They are currently capped at 90 days.

Short-term health insurance used to be a niche product, primarily used

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