Pending legislation, the Credit Card Competition Act of 2023, would not only reduce credit unions’ interchange income, it would threaten consumer data security, privacy, and access to credit. The bill could also harm credit unions’ ability to give back to their communities. Sharing their insights are Jason Stverak, CUNA’s deputy chief advocacy officer; Mike Lee, president/CEO at KCT Credit Union in Elgin, Ill.; Richard Gose, CUNA’s chief political officer; and Keith Sias, senior vice president of governmental affairs at the Illinois Credit Union League.