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197 | How She Managed Her Debt Payoff Journey Instead Of Using A Credit Consolidation Journey (And Paid Off Her Car!)

197 | How She Managed Her Debt Payoff Journey Instead Of Using A Credit Consolidation Journey (And Paid Off Her Car!)

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans


197 | How She Managed Her Debt Payoff Journey Instead Of Using A Credit Consolidation Journey (And Paid Off Her Car!)

FromFinancial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

ratings:
Length:
33 minutes
Released:
Jan 12, 2024
Format:
Podcast episode

Description

Snag Our Signature Budget Template!
In this inspiring episode, we chat with Becky, a 44-year-old accountant from Oklahoma, who shares her incredible journey of overcoming financial hurdles. Despite being in the middle of a busy season and juggling responsibilities with her chickens and dog, Becky enthusiastically delves into her experience with debt consolidation, budgeting struggles, and how she turned her financial situation around.
Highlights of the Episode:

Becky's Background: An accountant with a love for life, struggling with debt payments and budgeting.
Turning Point: Discovering our podcast and deciding against debt consolidation, choosing financial coaching instead.
Strategy Shift: Calling creditors, negotiating payments, and restructuring her financial approach.
Success Story: Paying off $7,200 and six debts in just six months!

Key Takeaways:

Empowerment Over Debt: Becky's choice to take control of her debt instead of opting for debt consolidation.
The Coaching Impact: How working with a financial coach provided Becky with accountability and a practical plan to tackle debt.
Budgeting Revelations: Transitioning from budgeting struggles to creating efficient systems for managing finances.
Unexpected Wins: Paying off significant debts, including a car payment, and planning for vacations while still clearing debt.
Mindset Shift: Realizing the importance of trusting the budget and understanding the nuances of financial planning.

Becky’s Advice: Trust in your budget, understand it's okay to have fluctuations in your bank account, and always keep your goals in focus.
Why This Episode is a Must-Listen:
Becky’s story is not just about paying off debt; it's a testament to the power of resilience, strategic planning, and the positive impact of financial coaching. Her journey from feeling overwhelmed by debt to becoming a proactive and savvy budgeter is both motivational and educational.
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.myidealbalance.com/freecall 
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.myidealbalance.com/facebook 
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://myidealbalance.com/budget 
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for our 1-on-1 Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://myidealbalance.com/coaching 
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 
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This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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Released:
Jan 12, 2024
Format:
Podcast episode

Titles in the series (100)

Even high-achieving, Jesus-following moms need help organizing their finances. We want to help you learn how to budget, how to get out of debt & how to save money. We do this through 1-on-1 coaching where we teach you how to stop stressing about money & install systems that automate your finances. Once you have these money systems, you’ll be able to live debt-free, build wealth & achieve financial freedom. Join us to ditch the bad money habits & take control of your financial future. Shana & Vanessa are best friends, business partners and Ramsey Solutions Master Financial Coaches.