This episode is sponsored by @PearsonRavitz - a trusted partner in the insurance industry. In this episode, May and Tim interview Dr. Stephanie Pearson, a former OBGYN turned licensed broker in insurance and disability. Dr. Pearson shares her story of how a traumatic event during a delivery led her to discover the importance of disability insurance and change her career path. She recounts the details of the delivery and how she was kicked in the brachial plexus, which caused her to suffer a nerve injury and lose the ability to perform surgeries. The conversation highlights the need for healthcare professionals to protect themselves with disability insurance and the importance of understanding the coverage options available. About Dr. Stephanie Pearson: Stephanie Pearson, MD, FACOG, is a board-certified OB/GYN and a licensed broker specializing in disability and life insurance for physicians. Injured in the prime of her career as an OB/GYN, Stephanie was forced to pivot; through her own firsthand experience, she found a new calling in advocating for and educating her peers on their insurance needs. Stephanie’s goal is to empower others to protect their most valuable asset: their ability to earn income. As a speaker, Stephanie combines her hard-won insurance expertise with her personal experience to address the physical and mental impact of physician disability, emphasizing the importance of proper coverage. Stephanie’s background includes 9 years of medical practice after receiving her M.D. from Drexel Universities MCP/ Hahnemann College of Medicine (now Drexel University College of Medicine), and completing a residency at Pennsylvania Hospital. She currently lives in Bryn Mawr, Pennsylvania with her husband, their two children, and dogs. Stephanie Pearson, MD, FACOG  CEO and Insurance Advisor at PearsonRavitz  10 East Athens Avenue  Suite 208  Ardmore, PA 19003  610.658.3251  stephanie@pearsonravitz.com  Links! Website: www.pearsonravitz.com  LinkedIn: https://www.linkedin.com/in/stephaniepearsonmd/ Instagram: https://www.instagram.com/drstephaniepearson   Looking for something specific? Here you go! [00:03:08] Medical neglect in the workplace.  [00:07:53] Tyranny of perfection in medicine.  [00:09:25] Disability insurance for physicians.  [00:16:32] Disability insurance for physicians.  [00:21:43] Disability Statistics for Workers.  [00:22:02] Life insurance statistics.  [00:26:18] Group Life Insurance Policies.  [00:30:52] Disability insurance policies.  [00:35:23] Occupation and insurance policies.  [00:40:25] Career shifts in medicine.  [00:44:12] Personalized disability insurance policies.  [00:51:23] High-risk activities for insurance.  [00:52:57] Insurance as a gamble.  [00:57:01] "Finagling" workers' comp system.  [01:01:35] Financial planning and adulting. Our Advice! Everything in this podcast is for educational purposes only. It does not constitute the practice of medicine and we are not providing medical advice. No Physician-patient relationship is formed and anything discussed in this podcast does not represent the views of our employers.  The Fine Print! All opinions expressed by the hosts or  guests in this episode are solely their opinion and are not to be used as specific medical advice.  The hosts,  May and Tim Hindmarsh MD, BS Free MD LLC, or any affiliates thereof are not under any obligation to update or correct any information provided in this episode. The guest's statements and opinions are subject to change without notice. Thanks for joining us! You are the reason we are here.  If you have questions, reach out to us at doc@bsfreemd.com or find Tim and I on Facebook and IG. Please check out our every growing website as well at  bsfreemd.com (no www) AND sign up for our WEEKLY NEWSLETTER at https://www.bsfreemd.com/truthserum! And don’t forget our new weekly DOCTALES livestreaming on Facebook and YouTube where you get to be part of the party! GET SOCIAL WITH US! Website: bsfreemd.com YouTube:https://www.y