WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=blcmmwb32iDid you know that the 13th falls on a Friday more often than any other day of the week? In this episode, not only do we touch on this intriguing fact, but we also delve into the complexities of retirement planning in today's age. With the introduction of laws like the Secure Act and Secure Act 2.0, the landscape of retirement savings is undergoing significant changes.We're also privileged to have an exclusive interview with Franklin Templeton's Brian Graff, shedding light on the intricacies of these acts. Coupled with a revealing study on inheritors of wealth and the profound impact of financial literacy on retirement strategies, this episode underscores the importance of being well-informed. As we navigate these multifaceted topics, it becomes clear that knowledge and preparation are paramount for a secure financial future.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:Capturing Yields in a High-Rate Environment with Bond ETFs (Free Webinar - October 24 - Register HERE): https://dacfp.com/capturing-yields-in-a-high-rate-environment-with-bond-etfs/American Retirement Association: https://www.usaretirement.org/Starter K: https://www.guideline.com/blog/what-are-starter-401k-plans/USA Retirement: https://www.usaretirement.org/The Truth About Your Future: http://www.thetayf.com/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----