On today's show: The challenge of buying a home in today's market, investing in electric vehicles, and battery technology. Also, are we going to spend our way out of debt? We'll look at hard forks, and this week's health and wellness segment by my wife, Jean Edelman.There's more to talk about in the world of personal finance and the five subjects that matter most than merely what the markets did this week. 65% of all the people in the United States are in families that own a home. Home prices are now at an all time high, up 15% from last year. The median home price is now $375,000, meaning half of all the houses cost more. Half of them cost less. Homeowners in the last two years have gained $6 trillion in new wealth because of the increased equity in your house. The average homeowner over the past two years now has an extra $67,000 in new home equity that's available to you. You get a home equity loan or a home equity line of credit. You've got $67,000 at your fingertips that you can use for whatever you want to use it for. But at the same time, mortgage rates are now at 5% and rising. They're rising, in fact, at the fastest pace in 35 years. Mortgage rates a year ago were 3%. And as a result of all this, a quarter of homebuyers today are now paying cash. That's the highest percentage of homebuyers ever.Ask Ric a question on his show: https://www.thetayf.com/pages/ask-ric