Is the American higher education system on the verge of a financial crisis? This episode dives deep into the looming budget deficits at major institutions like West Virginia University and Penn State. Learn how these financial troubles could lead to faculty layoffs, program terminations, and what this may mean for students and parents—potentially impacting retirement savings and long-term financial planning. Looking ahead, mark your calendars for a special webinar on 10/11. We'll be joined by Christopher Jensen from Franklin Templeton Digital Assets, who will untangle the complexities of tokenomics and guide you through the rapidly evolving world of crypto. Stay informed and prepare for what's coming in both education and digital assets.Subscribe to podcast updates: https://form.jotform.com/223614751580152Ask Ric: https://www.thetayf.com/pages/ask-ricRic's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM-----Links from today's show:The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (10/11 Free Webinar - Register Here): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/Follow Ric on social media:Facebook: https://www.facebook.com/RicEdelmanInstagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/X (formerly Twitter): https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelmanBrought to you by:Global X ETFs: https://www.globalxetfs.com/Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.htmlPrisidio: https://www.prisid.io/Schwab: https://www.schwab.com/Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee-----