Mike Bower is back to talk about his new Company Affiliation at CMG Home Loans, and of course about RATES, RATES and RATES!!  Seriously though... It's NOT all about the RATES!! There so much more to think about and talk about.  OK we did talk about BUY-Downs (buying down your rate) and Adjustable Rates... the 2-1 Buy Down maybe something to take a look in some situations. Other Topics: - Consumer Credit Score Online vs Consumer Credit Score that the Lenders Pull.- Should YOU Try to Time the Market for when the RATES Come Down? - What are the Experts Saying for Rates for the REST of 2023? - HUGO chimes in w/ some questions too!! :)  ---The Real Estate and You Podcast is your Thursday Evening connection to all thing’s real estate. Hosted by Brad Weisman, a local Reading Pennsylvania Realtor and Partner at Keller Williams Platinum Realty with over 30 years of real estate experience, this podcast brings you interviews and insights from people all over the country who are invested in or connected to the industry.From homeowners to investors to industry professionals, The Real Estate and You Podcast has something for everyone interested in learning more about real estate.Also, When Brad isn't selling homes, or hosting the Real Estate and You Podcast you can find him on American Dream TV hosting a NEW show—Selling Reading Pennsylvania! Instagram: https://bit.ly/3JE2RKPFacebook: https://bit.ly/3JE2RKPTwitter: https://bit.ly/3FKM4oo--HIGHLIGHTS YOU DON’T WANT TO MISS! If you like this video, check out some of these:American Dream TV- https://bit.ly/42DiQSiCredits - The music for my podcast was written and performed by Jeff Miller.